Cost of Living in Cottle County, Texas

$323/mo
Median Monthly Rent
$54,100
Median Home Value
66% below state averageUnaffordable

At a Glance

Median Monthly Rent
$323/mo
66% below state average
Median Home Value
$54,100
81% below national
Rent-to-Income Ratio
21.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Cottle County Compares

Median monthly rent comparison

Cottle County$323/mo
Texas Average$963/mo
National Median$1,163/mo

Detailed Housing Stats

$323/mo
Median Gross Rent
$54,100
Median Home Value
$447/mo
Monthly Owner Cost
21.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Cottle County, Texas

Cottle stands out for extreme affordability

Cottle County's rent-to-income ratio of just 6.6% is dramatically lower than the U.S. standard, meaning renters here dedicate less than one-tenth the income share to housing compared to typical American households. This rural county offers some of Texas's most affordable rental housing in the nation.

Texas's most affordable county ranks

Cottle County's 6.6% rent-to-income ratio sits far below Texas's 18.1% state average, making it one of the most affordable counties in the entire state. The median rent of just $323 per month is 66.5% below the state median of $963.

Dramatically cheaper than surrounding areas

Cottle's median rent of $323 is less than one-third of nearby Cooke County ($1,088) and Coryell County ($1,120), and one-half of Crane County ($883). This extreme affordability gap reflects Cottle's remote rural character and limited housing demand.

Housing barely touches household budgets

With a median household income of $58,819 and median rent of just $323, Cottle County residents allocate only 6.6% of gross income to rent—the lowest burden in this comparison. Owner costs of $447 per month represent similarly modest housing expenses for homebuyers.

Cottle offers unbeatable housing deals

If affordability is your top priority and you can embrace rural isolation, Cottle County delivers median home values of $54,100 and rents under $350. However, verify employment and services availability before committing, as the tradeoff for cheap housing is limited job markets and amenities.

Affordability Calculator

See how your income compares to housing costs in Cottle County

$

Rent Burden

6.6%

of gross income

Max Housing (28% Rule)

$1,372

per month

Owner Cost Burden

9.1%

of gross income

You can likely afford the median home in Cottle County

Median home value is $54,100. Estimated monthly cost: $432 vs. your max of $1,372.

Rent Affordability Guide

Your rent-to-income ratio6.6%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Cottle County, Texas?
Cottle County, Texas has a median monthly rent of $323/mo and a median home value of $54,100. The affordability rating is Unaffordable, with rent making up approximately 21.0% of median household income.
What is the median rent in Cottle County?
The median gross rent in Cottle County is $323/mo. This is 66% below state average for Texas.
Is Cottle County affordable?
Cottle County is rated Unaffordable based on rent-to-income ratio of 21.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Cottle County's rent compare to the state average?
Cottle County's median rent of $323/mo is 66% below state average of $963/mo for Texas.
What is the median home value in Cottle County?
The median home value in Cottle County, Texas is $54,100. This is 81% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.