Cost of Living in Cottle County, Texas
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Cottle County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Cottle County ranks #41 of 3,142 counties for affordability (top 1%)
Sourced county brief
Cottle County Median Gross Rent Snapshot at $264 Monthly
Cottle County reported a median gross rent of $264 per month according to ACS 5-Year Estimates, which is below the Texas unweighted county mean of $995. The official Gross Rent as a Percentage of Household Income (GRAPI), cited from ACS table B25071, was 17.3%. This is 9.6 percentage points below the Texas unweighted county mean GRAPI of 26.9%. The median renter-household income was recorded at $15,694. In the owner-occupied sector, the median home value was $59,300, compared to the state unweighted county mean of $185,237. Median selected monthly owner costs for all owner-occupied households were $542, while the Texas unweighted county mean was $877. These figures represent the household statistics for the 2020-2024 period. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Cottle County
Affordability Verdict
ACS B25071 estimates median gross rent at 17.3% of renter household income in Cottle County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $264 per month; median selected monthly owner costs are $542. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $10,560 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The Texas unweighted mean of county median rents is $995 per month. Cottle County's $264 median is 73.5% below that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Cottle County
Rent Burden
5.4%
of gross income
Max Housing (28% Rule)
$1,378
per month
Owner Cost Burden
11.0%
of gross income
You can likely afford the median home in Cottle County
Median home value is $59,300. Estimated monthly cost: $473 vs. your max of $1,378.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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