Cost of Living in Fall River County, South Dakota

$866/mo
Median Monthly Rent
$176,300
Median Home Value

At a Glance

Median Monthly Rent
$866/mo
15% above state average
Median Home Value
$176,300
37% below national
Rent-to-Income Ratio
38.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Fall River County Compares

Median monthly rent comparison

Fall River County$866/mo
South Dakota Average$756/mo
National Median$1,163/mo

Detailed Housing Stats

$866/mo
Median Gross Rent
$176,300
Median Home Value
$849/mo
Monthly Owner Cost
38.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Fall River County ranks #1,939 of 3,144 counties for affordability (bottom 38%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Fall River County, South Dakota

Fall River faces significant affordability pressure

Fall River County's 17.0% rent-to-income ratio is the highest among these eight counties and substantially exceeds South Dakota's 13.8% state average. The $866 monthly rent combined with a median household income of just $61,056 creates notable housing stress for renters.

Fall River ranks among South Dakota's priciest markets

At 17.0%, Fall River County's rent-to-income ratio significantly exceeds South Dakota's 13.8% state average, placing it among the state's most affordability-challenged counties. This elevated burden reflects both higher-than-average rents and below-average incomes.

Fall River demands the highest rent-to-income sacrifice

Fall River County's 17.0% rent-to-income ratio exceeds every other county in this analysis—Dewey (14.8%) is the next closest. With $866 monthly rent and only $61,056 median income, Fall River renters allocate more of their earnings to housing than any peer county.

Fall River puts housing costs front and center

Renters allocate $866 monthly while homeowners invest $849, with median home values at $176,300—among the highest in this cohort. Housing consumes 17% of median household income, leaving Fall River households with limited flexibility for savings and other expenses.

Fall River requires careful financial planning

Fall River County's high rent-to-income ratio makes it challenging for renters; homebuyers may find better value here, but incomes don't easily support the region's housing costs. Relocators should strongly consider Day, Deuel, or Davison counties for superior affordability before choosing Fall River.

Cost of Living Advisory: Fall River County

Affordability Verdict

Housing in Fall River County is affordable. The median rent is $866/month against a median household income of $61,056, putting rent at 17.0% of income.

Rent vs. Own

At $866/month rent versus $849/month in owner costs, owning is roughly $17/month cheaper — a 2% difference.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $34,640/year. For owner costs at the 28% rule, the required income is roughly $36,386/year. With a median household income of $61,056, most households can comfortably afford rent here. Notably, 38.0% of renter households in Fall River County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Compared to Hyde County where rent averages $921/month, Fall River County is approximately 6% less expensive.

Affordability Calculator

See how your income compares to housing costs in Fall River County

$

Rent Burden

17.0%

of gross income

Max Housing (28% Rule)

$1,425

per month

Owner Cost Burden

16.7%

of gross income

You can likely afford the median home in Fall River County

Median home value is $176,300. Estimated monthly cost: $1,407 vs. your max of $1,425.

Rent Affordability Guide

Your rent-to-income ratio17.0%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $61,056Needed: $34,640
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $61,056Needed: $36,386
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $61,056Needed: $41,030

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Fall River County, South Dakota?
Fall River County, South Dakota has a median monthly rent of $866/mo and a median home value of $176,300. The affordability rating is Unaffordable, with rent making up approximately 38.0% of median household income.
What is the median rent in Fall River County?
The median gross rent in Fall River County is $866/mo. This is 15% above state average for South Dakota.
Is Fall River County affordable?
Fall River County is rated Unaffordable based on rent-to-income ratio of 38.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Fall River County's rent compare to the state average?
Fall River County's median rent of $866/mo is 15% above state average of $756/mo for South Dakota.
What is the median home value in Fall River County?
The median home value in Fall River County, South Dakota is $176,300. This is 37% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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