Cost of Living in Bedford County, Pennsylvania
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Bedford County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Bedford County ranks #945 of 3,142 counties for affordability (top 30%)
Sourced county brief
Bedford County Median Renter-Household Income at $30,483 Snapshot
The median renter-household income in Bedford County was estimated at $30,483 during the 2020-2024 period. The official gross rent as a percentage of household income (GRAPI) is 30.0%, which is 2.3 percentage points higher than the Pennsylvania unweighted county mean of 27.7%. Median gross rent in the county was $784 per month, while the state unweighted county mean was $991. The median home value was $179,000, and median selected monthly owner costs for owner-occupied units were $749. This reporting is based on official ACS B25071 data and does not constitute financial advice. The snapshot provides reproducible statistics from the five-year estimates without concluding why costs or incomes differ between counties. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Bedford County
Affordability Verdict
ACS B25071 estimates median gross rent at 30.0% of renter household income in Bedford County, which is between the 30% and 50% rent-burden benchmarks. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $784 per month; median selected monthly owner costs are $749. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $31,360 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The Pennsylvania unweighted mean of county median rents is $991 per month. Bedford County's $784 median is 20.9% below that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Bedford County
Rent Burden
15.7%
of gross income
Max Housing (28% Rule)
$1,400
per month
Owner Cost Burden
15.0%
of gross income
The median home in Bedford County may be a stretch
Median home value is $179,000. Estimated monthly cost: $1,429 vs. your max of $1,400.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
What is the cost of living in Bedford County, Pennsylvania?
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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