Cost of Living in Woodward County, Oklahoma

$847/mo
Median Monthly Rent
$178,000
Median Home Value

At a Glance

Median Monthly Rent
$847/mo
4% above state average
Median Home Value
$178,000
37% below national
Rent-to-Income Ratio
22.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Woodward County Compares

Median monthly rent comparison

Woodward County$847/mo
Oklahoma Average$814/mo
National Median$1,163/mo

Detailed Housing Stats

$847/mo
Median Gross Rent
$178,000
Median Home Value
$873/mo
Monthly Owner Cost
22.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Woodward County ranks #2,686 of 3,144 counties for affordability (bottom 15%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Woodward County, Oklahoma

Woodward stays slightly below national burden

Woodward County's rent-to-income ratio of 15.6% is below the implicit national standard, offering renters reasonable affordability. Though the median household income of $65,060 trails the national median of $74,755, housing costs remain proportionally manageable.

Well-positioned among Oklahoma counties

At 15.6%, Woodward County's rent-to-income ratio sits below Oklahoma's state average of 17.0%, ranking among the state's more affordable markets. The median rent of $847 is modestly above the state median of $814, but incomes and overall costs align favorably.

Woodward ties for regional affordability leadership

Woodward County's 15.6% rent-to-income ratio is second-best in the region, trailing only Washita (15.0%) and beating Washington (17.7%), Wagoner (16.1%), and Woods (19.1%). It offers a strong middle ground between Washita's rock-bottom costs and the more challenged markets.

Balanced costs for renters and buyers alike

Median gross rent is $847 monthly, while homeowners average $873—nearly identical affordability for both groups. With a median household income of $65,060 annually ($5,421 monthly), housing consumes roughly 15.6% of earnings, one of the better ratios in the region.

Woodward balances affordability with stability

Woodward County offers strong value for relocators seeking both affordability and stability, with median home values near $178,000 and competitive rent-to-income ratios. If Washita feels too remote or you prefer larger towns, Woodward delivers comparable affordability with likely better amenities and employment options.

Cost of Living Advisory: Woodward County

Affordability Verdict

Woodward County is affordable for renters, with a median gross rent of $847/month representing approximately 15.6% of median household income. The rent burden (GRAPI) stands at 22.0%.

Rent vs. Own

At $847/month rent versus $873/month in owner costs, renting is roughly $26/month cheaper — a 3% difference.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $33,880/year. For owner costs at the 28% rule, the required income is roughly $37,414/year. With a median household income of $65,060, most households can comfortably afford rent here. Notably, 22.0% of renter households in Woodward County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Within Oklahoma, Woodward County is more affordable than Sequoyah County by roughly 6% ($847/mo vs $796/mo).

Affordability Calculator

See how your income compares to housing costs in Woodward County

$

Rent Burden

15.6%

of gross income

Max Housing (28% Rule)

$1,518

per month

Owner Cost Burden

16.1%

of gross income

You can likely afford the median home in Woodward County

Median home value is $178,000. Estimated monthly cost: $1,421 vs. your max of $1,518.

Rent Affordability Guide

Your rent-to-income ratio15.6%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $65,060Needed: $33,880
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $65,060Needed: $37,414
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $65,060Needed: $41,425

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Woodward County, Oklahoma?
Woodward County, Oklahoma has a median monthly rent of $847/mo and a median home value of $178,000. The affordability rating is Unaffordable, with rent making up approximately 22.0% of median household income.
What is the median rent in Woodward County?
The median gross rent in Woodward County is $847/mo. This is 4% above state average for Oklahoma.
Is Woodward County affordable?
Woodward County is rated Unaffordable based on rent-to-income ratio of 22.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Woodward County's rent compare to the state average?
Woodward County's median rent of $847/mo is 4% above state average of $814/mo for Oklahoma.
What is the median home value in Woodward County?
The median home value in Woodward County, Oklahoma is $178,000. This is 37% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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