Cost of Living in Breckinridge County, Kentucky
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Breckinridge County Compares
Median monthly rent comparison
Detailed Housing Stats
Data Story
About Cost of Living in Breckinridge County, Kentucky
Breckinridge rents below national burden
Breckinridge County's rent-to-income ratio of 16.3% sits below the national average, with a median rent of $730 monthly that ranks among Kentucky's most economical. Renters here maintain stronger financial flexibility than their typical American counterparts.
Slightly above state average affordability
Breckinridge County's 16.3% rent-to-income ratio edges slightly above Kentucky's 17.0% state average, positioning it near the middle of statewide affordability rankings. While not among the cheapest, Breckinridge offers reasonable rental access relative to local incomes.
Competitive rents, mid-range home prices
Breckinridge County's $730 monthly rent competes favorably with peers like Bourbon and Bracken, undercutting Boyd significantly. Its median home value of $141,400 sits between ultra-low Boyd/Bracken options and pricier Bourbon/Boyle markets, offering middle-ground homebuying.
Balanced housing for modest incomes
With a median household income of $53,673—the lowest among these eight counties—Breckinridge residents allocate 16.3% to rent ($730) or 13.9% to homeownership ($623). The notably lower ownership costs suggest Breckinridge homebuyers enjoy genuine affordability advantages over renters.
Breckinridge favors budget homebuyers
If homeownership on a tight budget is your goal, Breckinridge County's $623 monthly ownership costs and $141,400 median home values are exceptional values. Renters should note that rents here run slightly above state average, so compare costs carefully.
Affordability Calculator
See how your income compares to housing costs in Breckinridge County
Rent Burden
16.3%
of gross income
Max Housing (28% Rule)
$1,252
per month
Owner Cost Burden
13.9%
of gross income
You can likely afford the median home in Breckinridge County
Median home value is $141,400. Estimated monthly cost: $1,129 vs. your max of $1,252.
Rent Affordability Guide
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.