Cost of Living in Breckinridge County, Kentucky
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Breckinridge County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Breckinridge County ranks #530 of 3,142 counties for affordability (top 17%)
Sourced county brief
Breckinridge County Median Gross Rent Reaches 733 Dollars
Median gross rent in Breckinridge County was estimated at $733 per month, which is below the Kentucky unweighted county mean of $793. The official median gross rent as a percentage of household income (GRAPI) was 27.6%. This official B25071 figure is 0.4 percentage points above the Kentucky unweighted county mean of 27.2%. For owner-occupied housing, the median home value is $156,700, compared to a state unweighted county mean of $160,835. Median selected monthly owner costs were $664, below the Kentucky unweighted county mean of $753. The median household income for the county's renters was estimated at $29,138. All figures are snapshots from the 2020-2024 American Community Survey 5-Year Estimates and represent median values for the period. See ACS table B25064 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Breckinridge County
Affordability Verdict
ACS B25071 estimates median gross rent at 27.6% of renter household income in Breckinridge County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $733 per month; median selected monthly owner costs are $664. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $29,320 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The Kentucky unweighted mean of county median rents is $793 per month. Breckinridge County's $733 median is 7.6% below that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Breckinridge County
Rent Burden
15.8%
of gross income
Max Housing (28% Rule)
$1,303
per month
Owner Cost Burden
14.3%
of gross income
You can likely afford the median home in Breckinridge County
Median home value is $156,700. Estimated monthly cost: $1,251 vs. your max of $1,303.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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