Cost of Living in Ottawa County, Oklahoma
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Ottawa County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Ottawa County ranks #842 of 3,142 counties for affordability (top 27%)
Sourced county brief
Ottawa County median gross rent as income percentage is 28.2%
The official median gross rent as a percentage of household income (GRAPI) in Ottawa County is 28.2%. This figure is 1.6 percentage points above the Oklahoma unweighted county mean of 26.6% for the same period. Median gross rent in the county was estimated at $788 per month, while the unweighted state county mean was $839. For owner-occupied units, the median home value is $123,300, which is below the Oklahoma unweighted county mean of $152,013. Median selected monthly owner costs for all owner-occupied households are $704, compared to the state unweighted mean of $755. Renter-household median income was recorded at $30,996. This profile is a snapshot based on 2020-2024 ACS 5-year estimates and does not serve as a recommendation for moving or investing. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Ottawa County
Affordability Verdict
ACS B25071 estimates median gross rent at 28.2% of renter household income in Ottawa County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $788 per month; median selected monthly owner costs are $704. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $31,520 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The Oklahoma unweighted mean of county median rents is $839 per month. Ottawa County's $788 median is 6.1% below that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Ottawa County
Rent Burden
18.9%
of gross income
Max Housing (28% Rule)
$1,165
per month
Owner Cost Burden
16.9%
of gross income
You can likely afford the median home in Ottawa County
Median home value is $123,300. Estimated monthly cost: $984 vs. your max of $1,165.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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