Cost of Living in Nowata County, Oklahoma
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Nowata County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Nowata County ranks #2,585 of 3,144 counties for affordability (bottom 18%)
Data Story
About Cost of Living in Nowata County, Oklahoma
Nowata renters approach affordability
Nowata County residents spend 17.7% of household income on rent, tracking closely to Oklahoma's 17.0% state average and maintaining reasonable affordability for a rural county. The median household income of $52,679 lags the national average of $74,755, yet rent costs remain measured at $776 per month.
Near-average affordability statewide
Nowata's 17.7% rent-to-income ratio sits just 0.7 percentage points above Oklahoma's state average, placing the county firmly in the middle tier of housing affordability across the state. This balanced positioning suggests Nowata residents face typical rural Oklahoma housing cost pressures.
Moderate costs, moderate income
Nowata County's 17.7% rent-to-income ratio outperforms challenged neighbors like McIntosh (19.8%), Muskogee (19.0%), and Oklahoma County (19.7%), though trails the exceptional Noble County (13.0%). Rent at $776 monthly aligns with statewide averages, making Nowata a middle-ground option regionally.
Housing takes one-sixth of income
The typical Nowata renter earns $52,679 annually but pays $776 monthly, dedicating about 17.7% of gross income to housing—a manageable proportion. Homeowners with median monthly costs of $688 on homes valued at $121,900 enjoy slightly better economics, among the lowest home values in the county group.
Nowata offers moderate housing appeal
If relocating to Nowata County, expect moderate housing costs ($776 rent, $122,000 median home value) paired with incomes around $52,700—neither exceptional nor challenging. Nowata makes sense for movers seeking rural Oklahoma affordability without the income advantages of Noble County or the constraints of Muskogee and McIntosh.
Cost of Living Advisory: Nowata County
Affordability Verdict
For renters in Nowata County, the market is affordable. Expect to pay around $776/month in gross rent, with 27.0% of renter households considered cost-burdened.
Rent vs. Own
At $776/month rent versus $688/month in owner costs, owning is roughly $88/month cheaper — a 11% difference.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $31,040/year. For owner costs at the 28% rule, the required income is roughly $29,486/year. With a median household income of $52,679, most households can comfortably afford rent here. Notably, 27.0% of renter households in Nowata County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Within Oklahoma, Nowata County is less affordable than Garvin County by roughly 6% ($776/mo vs $828/mo).
Affordability Calculator
See how your income compares to housing costs in Nowata County
Rent Burden
17.7%
of gross income
Max Housing (28% Rule)
$1,229
per month
Owner Cost Burden
15.7%
of gross income
You can likely afford the median home in Nowata County
Median home value is $121,900. Estimated monthly cost: $973 vs. your max of $1,229.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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