Cost of Living in Kiowa County, Oklahoma
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Kiowa County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Kiowa County ranks #1,037 of 3,144 counties for affordability (top 33%)
Data Story
About Cost of Living in Kiowa County, Oklahoma
Kiowa County faces steep housing-income strain
Kiowa County's 19.3% rent-to-income ratio is the highest in this county group and significantly above Oklahoma's state average of 17.0%, indicating serious affordability challenges. With a median household income of just $42,063—the lowest among peers—residents paying $675/month in rent experience the region's tightest housing burden.
Kiowa County struggles for affordability
Kiowa County ranks among Oklahoma's least affordable counties with a 19.3% rent-to-income ratio exceeding the state average by 2.3 percentage points. Despite modest rent at $675/month, the lowest median income in this group of $42,063 stretches housing costs dangerously high relative to earnings.
Kiowa among the region's most challenged
Kiowa County's $675 rent is affordable in isolation, but paired with the lowest median income ($42,063) among peer counties, it creates the highest rent-to-income ratio at 19.3%. Owner costs of $589/month and a median home value of $90,300 offer no relief, as all housing options strain tight budgets.
Kiowa's housing crisis in budget reality
Kiowa County residents earning $42,063 annually dedicate 19.3% of gross income to $675/month rent, leaving little for utilities, food, and transportation. Homeowners paying $589/month face 16.8% of income going to mortgages alone, making Kiowa the region's most housing-stressed county.
Kiowa County: only for low-cost seekers
Kiowa County's tight affordability makes it viable only for retirees on fixed income, gig workers with supplemental earnings, or those relocating from even higher-cost areas. If you earn less than $50,000 and need affordable housing, consider Jefferson or Jackson County's better income-to-housing ratios instead.
Cost of Living Advisory: Kiowa County
Affordability Verdict
Kiowa County is affordable for renters, with a median gross rent of $675/month representing approximately 19.3% of median household income. The rent burden (GRAPI) stands at 33.0%.
Rent vs. Own
The median rent in Kiowa County is $675/month, while owner costs run $589/month. Owning saves approximately $86/month.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $27,000/year. For owner costs at the 28% rule, the required income is roughly $25,243/year. With a median household income of $42,063, most households can comfortably afford rent here. Notably, 33.0% of renter households in Kiowa County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Kiowa County sits 8% more expensive than Greer County ($624/month) in terms of median gross rent.
Affordability Calculator
See how your income compares to housing costs in Kiowa County
Rent Burden
19.3%
of gross income
Max Housing (28% Rule)
$981
per month
Owner Cost Burden
16.8%
of gross income
You can likely afford the median home in Kiowa County
Median home value is $90,300. Estimated monthly cost: $721 vs. your max of $981.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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