Cost of Living in Greer County, Oklahoma

$624/mo
Median Monthly Rent
$103,600
Median Home Value

At a Glance

Median Monthly Rent
$624/mo
23% below state average
Median Home Value
$103,600
63% below national
Rent-to-Income Ratio
23.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Greer County Compares

Median monthly rent comparison

Greer County$624/mo
Oklahoma Average$814/mo
National Median$1,163/mo

Detailed Housing Stats

$624/mo
Median Gross Rent
$103,600
Median Home Value
$654/mo
Monthly Owner Cost
23.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Greer County ranks #1,248 of 3,144 counties for affordability (top 40%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Greer County, Oklahoma

Greer offers exceptional rental affordability

Greer County's rent-to-income ratio of just 12.4% ranks well below the national average of 17.0%, delivering substantial savings for renters nationwide. The median monthly rent of $624—among Oklahoma's lowest—combined with a $60,183 median income creates genuine affordability that benefits renters at all income levels.

Oklahoma's lowest rent burden county

Greer County's 12.4% rent-to-income ratio is the lowest in Oklahoma, significantly undercutting the state average of 17.0% and the state's median rent of $814. This combination of low rents and reasonable incomes makes Greer a standout affordability destination within the state.

Lowest rents in entire regional cluster

Greer County's $624 median rent substantially undercuts all neighboring counties—Garvin ($828), Grant ($856), and Harmon ($663)—while maintaining competitive income levels. The county delivers the region's clearest path to affordable housing, particularly for cost-conscious renters.

Low rents, reasonable ownership costs

Greer County renters pay just $624 monthly (12.4% of their $60,183 income), while homeowners allocate $654 monthly (13.0%) on median home values of $103,600. Both renters and owners benefit from the county's affordability profile, making it accessible across housing typologies.

Greer is a renter's paradise

Budget-conscious renters relocating from coastal or metro areas will find Greer County's $624 monthly rent transformative—often saving $400-600 monthly versus national averages. This county delivers the lowest housing cost burden in Oklahoma while maintaining dignified living standards, making it ideal for those prioritizing affordability.

Cost of Living Advisory: Greer County

Affordability Verdict

For renters in Greer County, the market is affordable. Expect to pay around $624/month in gross rent, with 23.0% of renter households considered cost-burdened.

Rent vs. Own

Renters in Greer County pay $624/month on average, compared to $654/month for homeowners. This market favors renters by about 5%.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $24,960/year. For owner costs at the 28% rule, the required income is roughly $28,029/year. With a median household income of $60,183, most households can comfortably afford rent here. Notably, 23.0% of renter households in Greer County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Greer County sits 8% less expensive than Kiowa County ($675/month) in terms of median gross rent.

Affordability Calculator

See how your income compares to housing costs in Greer County

$

Rent Burden

12.4%

of gross income

Max Housing (28% Rule)

$1,404

per month

Owner Cost Burden

13.0%

of gross income

You can likely afford the median home in Greer County

Median home value is $103,600. Estimated monthly cost: $827 vs. your max of $1,404.

Rent Affordability Guide

Your rent-to-income ratio12.4%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $60,183Needed: $24,960
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $60,183Needed: $28,029
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $60,183Needed: $24,111

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Greer County, Oklahoma?
Greer County, Oklahoma has a median monthly rent of $624/mo and a median home value of $103,600. The affordability rating is Unaffordable, with rent making up approximately 23.0% of median household income.
What is the median rent in Greer County?
The median gross rent in Greer County is $624/mo. This is 23% below state average for Oklahoma.
Is Greer County affordable?
Greer County is rated Unaffordable based on rent-to-income ratio of 23.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Greer County's rent compare to the state average?
Greer County's median rent of $624/mo is 23% below state average of $814/mo for Oklahoma.
What is the median home value in Greer County?
The median home value in Greer County, Oklahoma is $103,600. This is 63% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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