Cost of Living in Grant County, North Dakota
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Grant County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Grant County ranks #182 of 3,144 counties for affordability (top 6%)
Data Story
About Cost of Living in Grant County, North Dakota
Grant County offers true rural affordability
Grant County's rent-to-income ratio of 13.7% keeps housing costs reasonable, though median household income of $56,750 trails the national average by $18,005. Renters here benefit from low median rent of just $650, making housing one of life's more manageable expenses.
Below-average income, below-average rents
Grant County ranks in the lower-income tier statewide but compensates with among the lowest rents in North Dakota at $650 monthly. The 13.7% rent-to-income ratio stays close to the state average of 12.8%, suggesting costs align well with local earnings.
Cheapest rents in this rural cluster
At $650, Grant County's median rent is the lowest among these eight counties, matching the affordability of nearby LaMoure County ($607). Yet Grant's median home value of $85,800 is also the lowest—ideal for buyers seeking minimal financial obligation.
Housing takes modest share of tight budgets
Renters spend $650 monthly (about 14% of the $56,750 median income), while homeowners pay $590—among the most affordable monthly costs in the group. Together, housing and ownership options leave room in lean household budgets.
Perfect for budget-conscious rural movers
Grant County suits relocators prioritizing low living costs and agricultural or small-town lifestyles over urban employment. With the lowest rents and home values in this group, your paycheck stretches furthest here—as long as job opportunities align with your field.
Cost of Living Advisory: Grant County
Affordability Verdict
Grant County offers affordable rental housing at a median of $650/month — about 13.7% of the typical household income here.
Rent vs. Own
Renters in Grant County pay $650/month on average, compared to $590/month for homeowners. This market favors buyers by about 9%.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $26,000/year. For owner costs at the 28% rule, the required income is roughly $25,286/year. With a median household income of $56,750, most households can comfortably afford rent here. Notably, 32.0% of renter households in Grant County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Compared to Nelson County where rent averages $593/month, Grant County is approximately 10% more expensive.
Affordability Calculator
See how your income compares to housing costs in Grant County
Rent Burden
13.7%
of gross income
Max Housing (28% Rule)
$1,324
per month
Owner Cost Burden
12.5%
of gross income
You can likely afford the median home in Grant County
Median home value is $85,800. Estimated monthly cost: $685 vs. your max of $1,324.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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