Cost of Living in Adair County, Kentucky
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Adair County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Adair County ranks #472 of 3,142 counties for affordability (top 15%)
Sourced county brief
Adair County Median Rent Burden Reaches 29.2 Percent
In Adair County, the median gross rent as a percentage of household income was estimated at 29.2% according to the latest five-year estimates. This official B25071 GRAPI value is 2.0 percentage points above the unweighted Kentucky county mean of 27.2%. The median gross rent for the area is $771 per month, which is $22 below the state unweighted county mean of $793. For homeowners, the median selected monthly owner costs for all owner-occupied units is $577, a figure that sits below the state unweighted county mean of $753. Additionally, the median home value in the county was recorded at $150,800, while the state unweighted county mean is $160,835. Renter-household income in the county was estimated at $19,393. These statistics provide a snapshot of the housing landscape in Adair County for the 2020-2024 period. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Adair County
Affordability Verdict
ACS B25071 estimates median gross rent at 29.2% of renter household income in Adair County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $771 per month; median selected monthly owner costs are $577. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $30,840 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The Kentucky unweighted mean of county median rents is $793 per month. Adair County's $771 median is 2.8% below that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Adair County
Rent Burden
17.3%
of gross income
Max Housing (28% Rule)
$1,250
per month
Owner Cost Burden
12.9%
of gross income
You can likely afford the median home in Adair County
Median home value is $150,800. Estimated monthly cost: $1,204 vs. your max of $1,250.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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