Cost of Living in Union County, New Mexico

$650/mo
Median Monthly Rent
$135,900
Median Home Value
26% below state averageUnaffordable

At a Glance

Median Monthly Rent
$650/mo
26% below state average
Median Home Value
$135,900
52% below national
Rent-to-Income Ratio
26.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Union County Compares

Median monthly rent comparison

Union County$650/mo
New Mexico Average$876/mo
National Median$1,163/mo

Detailed Housing Stats

$650/mo
Median Gross Rent
$135,900
Median Home Value
$635/mo
Monthly Owner Cost
26.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Union County, New Mexico

Union's low rents anchor northeast affordability

Union County's 17.2% rent-to-income ratio sits comfortably below the national baseline, with median rent of just $650—New Mexico's lowest. However, median household income of $45,319 trails the U.S. average by $29,436, meaning proportional savings are relative to modest local earnings.

Among New Mexico's most affordable counties

Union ranks among New Mexico's most affordable markets, with a 17.2% rent-to-income ratio well below the state average of 19.4%. The county's rural character and low demand keep housing costs remarkably accessible.

Cheapest rents in the region by far

Union's $650 median rent represents the region's lowest, barely edging Socorro's $653 and substantially undercutting all northern and central competitors. Home values ($135,900) match Socorro's accessibility, making Union the region's most affordable overall.

Budget-friendly living with clear tradeoffs

Union residents earning $45,319 annually dedicate just $650 monthly to rent (17.2% of income), freeing substantial earnings for other essentials. Homeowners spend $635 monthly toward affordable properties, though the county's remote location limits local job opportunities.

Union delivers affordability with isolation tradeoff

If remote work or retirement income provides financial stability, Union County offers New Mexico's most affordable housing with low rent and home cost burdens. The northeast location requires comfort with isolation but rewards residents with genuine financial breathing room.

Affordability Calculator

See how your income compares to housing costs in Union County

$

Rent Burden

17.2%

of gross income

Max Housing (28% Rule)

$1,057

per month

Owner Cost Burden

16.8%

of gross income

The median home in Union County may be a stretch

Median home value is $135,900. Estimated monthly cost: $1,085 vs. your max of $1,057.

Rent Affordability Guide

Your rent-to-income ratio17.2%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Union County, New Mexico?
Union County, New Mexico has a median monthly rent of $650/mo and a median home value of $135,900. The affordability rating is Unaffordable, with rent making up approximately 26.0% of median household income.
What is the median rent in Union County?
The median gross rent in Union County is $650/mo. This is 26% below state average for New Mexico.
Is Union County affordable?
Union County is rated Unaffordable based on rent-to-income ratio of 26.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Union County's rent compare to the state average?
Union County's median rent of $650/mo is 26% below state average of $876/mo for New Mexico.
What is the median home value in Union County?
The median home value in Union County, New Mexico is $135,900. This is 52% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.