Cost of Living in Eddy County, New Mexico

$1,183/mo
Median Monthly Rent
$199,400
Median Home Value
35% above state averageUnaffordable

At a Glance

Median Monthly Rent
$1,183/mo
35% above state average
Median Home Value
$199,400
29% below national
Rent-to-Income Ratio
25.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Eddy County Compares

Median monthly rent comparison

Eddy County$1,183/mo
New Mexico Average$876/mo
National Median$1,163/mo

Detailed Housing Stats

$1,183/mo
Median Gross Rent
$199,400
Median Home Value
$739/mo
Monthly Owner Cost
25.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Eddy County, New Mexico

Eddy outpaces national affordability

Eddy County renters spend 17.8% of household income on rent, well below the national sweet spot and significantly better than the state average of 19.4%. With a median household income of $79,605—6% above the national median of $74,755—residents here enjoy stronger purchasing power than most Americans.

Among New Mexico's most affordable

Eddy County ranks as one of the state's most housing-friendly markets, with a rent-to-income ratio that beats the state average of 19.4%. Median rent of $1,183 is higher than the state's $876, but incomes here are substantially stronger, making housing genuinely more accessible.

More expensive, but higher-earning

Eddy's $1,183 median rent exceeds nearby Lea County ($1,119) and Lincoln County ($883), but Eddy households also earn more—$79,605 compared to Lea's $68,750 and Lincoln's $51,643. This income advantage makes Eddy's higher rents proportionally less burdensome for residents.

Renters and owners both comfortable

Renters in Eddy spend roughly $1,183 monthly while owners pay $739, with median home values around $199,400. At a median household income of $79,605, housing costs consume only 17.8% of gross income—leaving most families breathing room in their budgets.

Relocating? Eddy offers balance

If you're comparing moves across New Mexico, Eddy County delivers solid income levels paired with manageable housing costs—neither the cheapest rent nor the highest prices. Consider it the state's pragmatic middle ground for families seeking stability without sacrificing local earning potential.

Affordability Calculator

See how your income compares to housing costs in Eddy County

$

Rent Burden

17.8%

of gross income

Max Housing (28% Rule)

$1,857

per month

Owner Cost Burden

11.1%

of gross income

You can likely afford the median home in Eddy County

Median home value is $199,400. Estimated monthly cost: $1,592 vs. your max of $1,857.

Rent Affordability Guide

Your rent-to-income ratio17.8%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Eddy County, New Mexico?
Eddy County, New Mexico has a median monthly rent of $1,183/mo and a median home value of $199,400. The affordability rating is Unaffordable, with rent making up approximately 25.0% of median household income.
What is the median rent in Eddy County?
The median gross rent in Eddy County is $1,183/mo. This is 35% above state average for New Mexico.
Is Eddy County affordable?
Eddy County is rated Unaffordable based on rent-to-income ratio of 25.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Eddy County's rent compare to the state average?
Eddy County's median rent of $1,183/mo is 35% above state average of $876/mo for New Mexico.
What is the median home value in Eddy County?
The median home value in Eddy County, New Mexico is $199,400. This is 29% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.