Cost of Living in Montmorency County, Michigan
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Montmorency County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Montmorency County ranks #454 of 3,142 counties for affordability (top 14%)
Sourced county brief
Montmorency County Renter Median Income Recorded at 22,393 Dollars
Median renter-household income in Montmorency County is $22,393, while the median gross rent is $686 per month. This monthly rent level is $220 below the Michigan unweighted county mean of $906. The official ACS B25071 GRAPI, representing the median gross rent as a percentage of household income, is 35.7%. This metric is 6.8 percentage points higher than the state unweighted county mean of 28.9%. For owner-occupied housing units, the median home value is $158,600, compared to a state unweighted county mean of $197,293. Median selected monthly owner costs for all owner households are $679, which is $239 below the state unweighted mean of $918. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Montmorency County
Affordability Verdict
ACS B25071 estimates median gross rent at 35.7% of renter household income in Montmorency County, which is between the 30% and 50% rent-burden benchmarks. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $686 per month; median selected monthly owner costs are $679. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $27,440 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The Michigan unweighted mean of county median rents is $906 per month. Montmorency County's $686 median is 24.3% below that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Montmorency County
Rent Burden
16.5%
of gross income
Max Housing (28% Rule)
$1,161
per month
Owner Cost Burden
16.4%
of gross income
The median home in Montmorency County may be a stretch
Median home value is $158,600. Estimated monthly cost: $1,266 vs. your max of $1,161.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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