Cost of Living in Montmorency County, Michigan
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Montmorency County Compares
Median monthly rent comparison
Detailed Housing Stats
Data Story
About Cost of Living in Montmorency County, Michigan
Montmorency faces affordability challenges
With a 20.4% rent-to-income ratio, Montmorency residents spend nearly a quarter more on housing than the national average of 16.3%, despite earning $26,952 less than U.S. median households. This strain reflects economic headwinds that make housing cost a significant household burden here.
Michigan's most pressured rental market
Montmorency's 20.4% rent-to-income ratio stands sharply above Michigan's 16.3% average, making it the state's most affordability-challenged county for renters. This gap signals that local income growth has not kept pace with housing costs, creating financial stress for many households.
Struggling compared to the region
Montmorency's $811 rent is the region's lowest, yet its 20.4% burden far exceeds Missaukee (16.3%), Montcalm (16.0%), and Muskegon (18.1%). The county's $47,803 median income—the lowest in this peer group—explains why even modest rents consume an outsized share of earnings here.
Housing dominates household budgets
Montmorency's $47,803 median income is strained by $811 monthly rent (20.4% of earnings) or $705 ownership costs (17.7%), leaving limited resources for other necessities. The county's lower incomes and cost pressures mean residents here face tougher financial trade-offs than Michigan's average.
Weigh carefully before relocating here
Montmorency offers Michigan's lowest absolute rents, but its 20.4% rent-to-income ratio signals real affordability strain compared to the rest of the state and nation. If you're considering a move here, verify that your incoming wages will significantly exceed the county median to ensure housing remains manageable.
Affordability Calculator
See how your income compares to housing costs in Montmorency County
Rent Burden
20.4%
of gross income
Max Housing (28% Rule)
$1,115
per month
Owner Cost Burden
17.7%
of gross income
The median home in Montmorency County may be a stretch
Median home value is $142,000. Estimated monthly cost: $1,134 vs. your max of $1,115.
Rent Affordability Guide
Frequently Asked Questions
What is the cost of living in Montmorency County, Michigan?
What is the median rent in Montmorency County?
Is Montmorency County affordable?
How does Montmorency County's rent compare to the state average?
What is the median home value in Montmorency County?
Planning a Move?
Researching the cost of living in Montmorency County, Michigan? Compare moving quotes from top providers and save on your relocation.
Compare Moving QuotesCounties with Similar Housing Costs
Compare Mortgage Rates in Montmorency County
Whether you're buying your first home or refinancing, compare rates from top lenders to find the best deal.
See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.