Cost of Living in Shiawassee County, Michigan

$876/mo
Median Monthly Rent
$164,600
Median Home Value

At a Glance

Median Monthly Rent
$876/mo
0% above state average
Median Home Value
$164,600
42% below national
Rent-to-Income Ratio
29.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Shiawassee County Compares

Median monthly rent comparison

Shiawassee County$876/mo
Michigan Average$873/mo
National Median$1,163/mo

Detailed Housing Stats

$876/mo
Median Gross Rent
$164,600
Median Home Value
$947/mo
Monthly Owner Cost
29.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Shiawassee County ranks #2,309 of 3,144 counties for affordability (bottom 27%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Shiawassee County, Michigan

Shiawassee aligns with national affordability norms

Shiawassee County's rent-to-income ratio of 16.3% matches the national trend perfectly, while its median household income of $64,464 narrows the gap with the U.S. median to $10,291. At $876 monthly rent—only $3 above Michigan's state average—Shiawassee delivers balanced housing costs.

Right at Michigan's affordability baseline

Shiawassee County's 16.3% rent-to-income ratio precisely matches Michigan's state average, placing it squarely in the middle of the state's housing market. Its $876 median rent runs just $3 above the state's $873 median, confirming Shiawassee's alignment with statewide norms.

Mid-range costs among regional peers

Shiawassee's $876 rent ranks in the middle of the comparison region—higher than Sanilac ($814) and Tuscola ($796) but lower than St. Clair ($999). Its 16.3% ratio ties with the state average but trails the affordability of Schoolcraft (13.6%) and Sanilac (16.5%).

Balanced burden across renters and owners

Shiawassee renters spend 16.3% of a $64,464 income on $876 monthly rent, while homeowners allocate 17.6% to a $947 monthly mortgage. The ownership cost runs slightly higher than the rental burden, reflecting the area's median home value of $164,600.

Shiawassee offers middle-ground housing stability

Relocating to Shiawassee means your housing costs will align with Michigan's average affordability profile, with no surprises in either direction. If you seek a county that mirrors statewide housing norms, Shiawassee delivers predictability and balanced market conditions.

Cost of Living Advisory: Shiawassee County

Affordability Verdict

Housing in Shiawassee County is affordable. The median rent is $876/month against a median household income of $64,464, putting rent at 16.3% of income.

Rent vs. Own

Renters in Shiawassee County pay $876/month on average, compared to $947/month for homeowners. This market favors renters by about 7%.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $35,040/year. For owner costs at the 28% rule, the required income is roughly $40,586/year. With a median household income of $64,464, most households can comfortably afford rent here. Notably, 29.0% of renter households in Shiawassee County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Compared to Crawford County where rent averages $825/month, Shiawassee County is approximately 6% more expensive.

Affordability Calculator

See how your income compares to housing costs in Shiawassee County

$

Rent Burden

16.3%

of gross income

Max Housing (28% Rule)

$1,504

per month

Owner Cost Burden

17.6%

of gross income

You can likely afford the median home in Shiawassee County

Median home value is $164,600. Estimated monthly cost: $1,314 vs. your max of $1,504.

Rent Affordability Guide

Your rent-to-income ratio16.3%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $64,464Needed: $35,040
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $64,464Needed: $40,586
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $64,464Needed: $38,307

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Shiawassee County, Michigan?
Shiawassee County, Michigan has a median monthly rent of $876/mo and a median home value of $164,600. The affordability rating is Unaffordable, with rent making up approximately 29.0% of median household income.
What is the median rent in Shiawassee County?
The median gross rent in Shiawassee County is $876/mo. This is 0% above state average for Michigan.
Is Shiawassee County affordable?
Shiawassee County is rated Unaffordable based on rent-to-income ratio of 29.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Shiawassee County's rent compare to the state average?
Shiawassee County's median rent of $876/mo is 0% above state average of $873/mo for Michigan.
What is the median home value in Shiawassee County?
The median home value in Shiawassee County, Michigan is $164,600. This is 42% below the national median home value of $281,900.

Counties with Similar Housing Costs

Sponsored

Planning a Move?

Researching the cost of living in Shiawassee County, Michigan? Compare moving quotes from top providers and save on your relocation.

Compare Moving Quotes
Sponsored

Compare Mortgage Rates in Shiawassee County

Whether you're buying your first home or refinancing, compare rates from top lenders to find the best deal.

See Today's Rates
By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

CostByCounty participates in affiliate programs. We may earn a commission when you use our links, at no extra cost to you.