CostBy County

Cost of Living in St. Charles Parish, Louisiana

$1,210/mo
Median Monthly Rent
$263,700
Median Home Value

At a Glance

Median Monthly Rent
$1,210/mo
32% above state average
Median Home Value
$263,700
21% below national
Census GRAPI
40.8%
Median gross rent as % of renter income

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Stretched
Median gross rent is 30–50% of renter household income

These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.

How St. Charles Parish Compares

Median monthly rent comparison

St. Charles Parish$1,210/mo
Louisiana Average$914/mo
National Median$1,413/mo

Detailed Housing Stats

$1,210/mo
Median Gross Rent
$263,700
Median Home Value
$1,298/mo
Monthly Owner Cost
40.8%
Census GRAPI

National Ranking

Affordability Rank

St. Charles Parish ranks #2,658 of 3,142 counties for affordability (bottom 15%)

Most AffordableLeast Affordable

Sourced county brief

St. Charles Parish official GRAPI reaches 40.8%

St. Charles Parish recorded an official median Gross Rent as a Percentage of Household Income (GRAPI) of 40.8%. This official B25071 metric is 8.1 percentage points higher than the Louisiana unweighted county mean official GRAPI of 32.7%. The median gross rent was estimated at $1,210 per month, while the state unweighted county mean is $914. For homeowners, the median home value is $263,700, which is $96,331 above the state unweighted county mean of $167,369. Median selected monthly owner costs for all owner-occupied units are $1,298, compared to the state unweighted county mean of $738. The median renter-household income was $31,556. These figures represent housing data for the 2020-2024 ACS 5-year period. See ACS table B25071 for the underlying estimate.

Cost of Living Advisory: St. Charles Parish

Affordability Verdict

ACS B25071 estimates median gross rent at 40.8% of renter household income in St. Charles Parish, which is between the 30% and 50% rent-burden benchmarks. This is a median percentage among renter-occupied units, not the share of households above a threshold.

Rent vs. Own

Median gross rent is $1,210 per month; median selected monthly owner costs are $1,298. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.

Income Needed

Using the common 30% budgeting benchmark, $48,400 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.

Regional Context

The Louisiana unweighted mean of county median rents is $914 per month. St. Charles Parish's $1,210 median is 32.3% above that comparison value.

Data version acs5-2020-2024 · Method cost-advisory-v2

Affordability Calculator

See how your income compares to housing costs in St. Charles Parish

$

Rent Burden

17.9%

of gross income

Max Housing (28% Rule)

$1,888

per month

Owner Cost Burden

19.3%

of gross income

The median home in St. Charles Parish may be a stretch

Median home value is $263,700. Estimated monthly cost: $2,105 vs. your max of $1,888.

Rent Affordability Guide

Your entered rent as a share of entered income17.9%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $80,897Needed: $48,400
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $80,897Needed: $55,629
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $80,897Needed: $61,370

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in St. Charles Parish, Louisiana?
St. Charles Parish, Louisiana has a median monthly rent of $1,210/mo and a median home value of $263,700. The affordability rating is Stretched, with median gross rent equal to approximately 40.8% of renter household income.
What is the median rent in St. Charles Parish?
The median gross rent in St. Charles Parish is $1,210/mo. This is 32% above state average for Louisiana.
Is St. Charles Parish affordable?
St. Charles Parish is rated Stretched using the Census median gross-rent-as-a-percentage-of-income measure of 40.8%. Median gross rent is 30–50% of renter household income.
How does St. Charles Parish's rent compare to the state average?
St. Charles Parish's median rent of $1,210/mo is 32% above state average of $914/mo for Louisiana.
What is the median home value in St. Charles Parish?
The median home value in St. Charles Parish, Louisiana is $263,700. This is 21% below the national median home value of $332,700.

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Published by the CostByCounty Editorial Team. See our methodology and corrections policy.Data build reviewed 2026-07-09; first published 2026-03-10.

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.

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