Cost of Living in Carlisle County, Kentucky

$792/mo
Median Monthly Rent
$104,700
Median Home Value
3% above state averageUnaffordable

At a Glance

Median Monthly Rent
$792/mo
3% above state average
Median Home Value
$104,700
63% below national
Rent-to-Income Ratio
26.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Carlisle County Compares

Median monthly rent comparison

Carlisle County$792/mo
Kentucky Average$771/mo
National Median$1,163/mo

Detailed Housing Stats

$792/mo
Median Gross Rent
$104,700
Median Home Value
$678/mo
Monthly Owner Cost
26.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Carlisle County, Kentucky

Carlisle County stays within affordable bounds

At 15.3%, Carlisle County's rent-to-income ratio sits comfortably below national norms, despite median income ($62,019) lagging the U.S. average by $12,736. Residents enjoy solid affordability, with the median rent of $792 consuming just over a seventh of household earnings.

Better than Kentucky's rental average

Carlisle's 15.3% rent-to-income ratio beats Kentucky's 17.0% state average, placing it among the state's more rental-friendly markets. At $792 monthly, Carlisle rents run slightly above the state median of $771 but remain well-balanced against local incomes.

Competitive rents with solid income support

Carlisle's $792 rent falls in the middle range among peer counties, but its $62,019 median income ranks above several neighbors, including Calloway, Carter, and Casey. This combination delivers above-average affordability ratios while maintaining healthier earning power than rural southern Kentucky counties.

Balanced housing costs across renters and owners

Carlisle renters pay $792 monthly (15.3% of the $62,019 income) while homeowners spend $678—among the lowest owner costs in the group. With median home values of $104,700, both renters and homeowners find balanced costs that align with local earning capacity.

Carlisle delivers steady housing stability

Relocating to Carlisle puts you in a balanced housing market where affordability ratios stay competitive and incomes remain stronger than many rural alternatives. Compare Carlisle's 15.3% rent-to-income ratio and $104,700 median home value to adjacent counties—you'll find consistent, sustainable housing economics.

Affordability Calculator

See how your income compares to housing costs in Carlisle County

$

Rent Burden

15.3%

of gross income

Max Housing (28% Rule)

$1,447

per month

Owner Cost Burden

13.1%

of gross income

You can likely afford the median home in Carlisle County

Median home value is $104,700. Estimated monthly cost: $836 vs. your max of $1,447.

Rent Affordability Guide

Your rent-to-income ratio15.3%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Carlisle County, Kentucky?
Carlisle County, Kentucky has a median monthly rent of $792/mo and a median home value of $104,700. The affordability rating is Unaffordable, with rent making up approximately 26.0% of median household income.
What is the median rent in Carlisle County?
The median gross rent in Carlisle County is $792/mo. This is 3% above state average for Kentucky.
Is Carlisle County affordable?
Carlisle County is rated Unaffordable based on rent-to-income ratio of 26.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Carlisle County's rent compare to the state average?
Carlisle County's median rent of $792/mo is 3% above state average of $771/mo for Kentucky.
What is the median home value in Carlisle County?
The median home value in Carlisle County, Kentucky is $104,700. This is 63% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.