CostBy County

Cost of Living in Carlisle County, Kentucky

$792/mo
Median Monthly Rent
$120,400
Median Home Value

At a Glance

Median Monthly Rent
$792/mo
0% below state average
Median Home Value
$120,400
64% below national
Census GRAPI
23.1%
Median gross rent as % of renter income

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Affordable
Median gross rent is under 30% of renter household income

These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.

How Carlisle County Compares

Median monthly rent comparison

Carlisle County$792/mo
Kentucky Average$793/mo
National Median$1,413/mo

Detailed Housing Stats

$792/mo
Median Gross Rent
$120,400
Median Home Value
$641/mo
Monthly Owner Cost
23.1%
Census GRAPI

National Ranking

Affordability Rank

Carlisle County ranks #698 of 3,142 counties for affordability (top 22%)

Most AffordableLeast Affordable

Sourced county brief

Carlisle County Official GRAPI is 4.1 Points Below State Mean

The official median gross rent as a percentage of household income (GRAPI) in Carlisle County is 23.1%. This B25071 official figure is 4.1 percentage points lower than the Kentucky unweighted county mean of 27.2%. For those in renter-occupied units, the median gross rent is $792, which is nearly identical to the state unweighted county mean of $793. The median renter-household income was recorded at $53,750. For owner-occupied properties, the median selected monthly owner costs are $641, below the Kentucky unweighted county mean of $753. The median home value in Carlisle County is $120,400, while the unweighted state county mean is $160,835. These data points provide a snapshot of the housing landscape in the county based on the 2020-2024 5-Year Estimates. See ACS table B25071 for the underlying estimate.

Cost of Living Advisory: Carlisle County

Affordability Verdict

ACS B25071 estimates median gross rent at 23.1% of renter household income in Carlisle County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.

Rent vs. Own

Median gross rent is $792 per month; median selected monthly owner costs are $641. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.

Income Needed

Using the common 30% budgeting benchmark, $31,680 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.

Regional Context

The Kentucky unweighted mean of county median rents is $793 per month. Carlisle County's $792 median is 0.2% below that comparison value.

Data version acs5-2020-2024 · Method cost-advisory-v2

Affordability Calculator

See how your income compares to housing costs in Carlisle County

$

Rent Burden

15.2%

of gross income

Max Housing (28% Rule)

$1,457

per month

Owner Cost Burden

12.3%

of gross income

You can likely afford the median home in Carlisle County

Median home value is $120,400. Estimated monthly cost: $961 vs. your max of $1,457.

Rent Affordability Guide

Your entered rent as a share of entered income15.2%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $62,439Needed: $31,680
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $62,439Needed: $27,471
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $62,439Needed: $28,020

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Carlisle County, Kentucky?
Carlisle County, Kentucky has a median monthly rent of $792/mo and a median home value of $120,400. The affordability rating is Affordable, with median gross rent equal to approximately 23.1% of renter household income.
What is the median rent in Carlisle County?
The median gross rent in Carlisle County is $792/mo. This is 0% below state average for Kentucky.
Is Carlisle County affordable?
Carlisle County is rated Affordable using the Census median gross-rent-as-a-percentage-of-income measure of 23.1%. Median gross rent is under 30% of renter household income.
How does Carlisle County's rent compare to the state average?
Carlisle County's median rent of $792/mo is 0% below state average of $793/mo for Kentucky.
What is the median home value in Carlisle County?
The median home value in Carlisle County, Kentucky is $120,400. This is 64% below the national median home value of $332,700.

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Published by the CostByCounty Editorial Team. See our methodology and corrections policy.Data build reviewed 2026-07-09; first published 2026-03-10.

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.

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