Cost of Living in Jo Daviess County, Illinois
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Jo Daviess County Compares
Median monthly rent comparison
Detailed Housing Stats
Data Story
About Cost of Living in Jo Daviess County, Illinois
Jo Daviess County matches national affordability
Jo Daviess County renters spend 12.7% of income on rent, just below the U.S. average of roughly 15%. With household income of $74,954—nearly matching the national median of $74,755—housing costs here track closely with national norms, offering stability for middle-income households.
Better than Illinois average, above state median rent
Jo Daviess County's 12.7% rent-to-income ratio beats Illinois's 14.7% state average, positioning it in the more affordable tier. Though median rent of $795 sits just below the state median of $837, housing costs remain manageable relative to income.
Competitive with Jersey County next door
Jo Daviess County's $795 rent and $1,063 owner cost are nearly identical to Jersey County ($794 rent, $1,013 owner cost), though Jo Daviess median home values reach $193,900 compared to Jersey's $168,800. Both counties offer similar rent affordability with Jo Daviess favoring higher-value properties.
Housing costs in Jo Daviess County
Renters pay $795/month while homeowners average $1,063/month, representing roughly 13% and 17% of household income respectively. The median home value of $193,900 commands higher owner costs, yet household income of $74,954 keeps the overall burden reasonable.
A solid choice for rural Illinois living
Jo Daviess County offers better-than-state-average affordability with incomes aligned to national medians, making it attractive for remote workers or retirees. Compare its higher home values and modest rents with Jersey County to the south if you're evaluating the region.
Affordability Calculator
See how your income compares to housing costs in Jo Daviess County
Rent Burden
12.7%
of gross income
Max Housing (28% Rule)
$1,749
per month
Owner Cost Burden
17.0%
of gross income
You can likely afford the median home in Jo Daviess County
Median home value is $193,900. Estimated monthly cost: $1,548 vs. your max of $1,749.
Rent Affordability Guide
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.