Cost of Living in Douglas County, Illinois

$818/mo
Median Monthly Rent
$142,600
Median Home Value
2% below state averageUnaffordable

At a Glance

Median Monthly Rent
$818/mo
2% below state average
Median Home Value
$142,600
49% below national
Rent-to-Income Ratio
24.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Douglas County Compares

Median monthly rent comparison

Douglas County$818/mo
Illinois Average$837/mo
National Median$1,163/mo

Detailed Housing Stats

$818/mo
Median Gross Rent
$142,600
Median Home Value
$927/mo
Monthly Owner Cost
24.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Douglas County, Illinois

Douglas balances income and housing well

Douglas County's 13.2% rent-to-income ratio aligns closely with national affordability benchmarks, supported by a median household income of $74,186—nearly matching the U.S. median. At $818 monthly, the median rent remains modest relative to local earning power.

Douglas stays below state averages

Douglas County's 13.2% rent-to-income ratio outperforms Illinois's 14.7% state average, and the $818 median rent sits just below the state mean of $837. The county strikes a solid balance on affordability compared to most Illinois peers.

Slightly higher rent, solid income buffer

Douglas's $818 rent exceeds Crawford ($761) and Cumberland ($756) by modest amounts, but the county's stronger median income of $74,186 provides better housing affordability cushion. Compared to DeKalb's $1,041 rent, Douglas offers substantial savings for similar rural character.

Strong income supports both renting and owning

Douglas renters spend $818 monthly—just 13.2% of the $74,186 median income—leaving healthy financial margins for other needs. Homeowners pay $927 monthly on properties valued at $142,600, positioning ownership as an accessible option for working families.

Douglas offers rural stability and affordability

Douglas County delivers solid housing affordability paired with income levels that protect household finances from housing cost shocks. For families seeking rural Illinois living with genuine financial breathing room, Douglas compares favorably to both nearby rural counties and state averages.

Affordability Calculator

See how your income compares to housing costs in Douglas County

$

Rent Burden

13.2%

of gross income

Max Housing (28% Rule)

$1,731

per month

Owner Cost Burden

15.0%

of gross income

You can likely afford the median home in Douglas County

Median home value is $142,600. Estimated monthly cost: $1,138 vs. your max of $1,731.

Rent Affordability Guide

Your rent-to-income ratio13.2%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Douglas County, Illinois?
Douglas County, Illinois has a median monthly rent of $818/mo and a median home value of $142,600. The affordability rating is Unaffordable, with rent making up approximately 24.0% of median household income.
What is the median rent in Douglas County?
The median gross rent in Douglas County is $818/mo. This is 2% below state average for Illinois.
Is Douglas County affordable?
Douglas County is rated Unaffordable based on rent-to-income ratio of 24.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Douglas County's rent compare to the state average?
Douglas County's median rent of $818/mo is 2% below state average of $837/mo for Illinois.
What is the median home value in Douglas County?
The median home value in Douglas County, Illinois is $142,600. This is 49% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.