CostBy County

Cost of Living in DeKalb County, Illinois

$1,049/mo
Median Monthly Rent
$243,600
Median Home Value

At a Glance

Median Monthly Rent
$1,049/mo
21% above state average
Median Home Value
$243,600
27% below national
Census GRAPI
33.3%
Median gross rent as % of renter income

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Stretched
Median gross rent is 30–50% of renter household income

These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.

How DeKalb County Compares

Median monthly rent comparison

DeKalb County$1,049/mo
Illinois Average$867/mo
National Median$1,413/mo

Detailed Housing Stats

$1,049/mo
Median Gross Rent
$243,600
Median Home Value
$1,533/mo
Monthly Owner Cost
33.3%
Census GRAPI

National Ranking

Affordability Rank

DeKalb County ranks #2,606 of 3,142 counties for affordability (bottom 17%)

Most AffordableLeast Affordable

Sourced county brief

DeKalb County Official GRAPI Reaches 33.3 Percent

The official GRAPI in DeKalb County, Illinois, was 33.3 percent, which is 7.2 percentage points above the Illinois unweighted county mean of 26.1 percent. Median gross rent was $1,049 per month, compared to a state unweighted county mean of $867. Median home value in the county was $243,600, which is $90,580 higher than the Illinois unweighted county mean of $153,020. Median selected monthly owner costs for all units were $1,533, exceeding the state unweighted mean of $960. Renter-household median income was estimated at $35,877. These figures provide a reproducible snapshot of housing tenure costs and household incomes as estimated by the American Community Survey for the 2020-2024 period. See ACS table B25071 for the underlying estimate.

Cost of Living Advisory: DeKalb County

Affordability Verdict

ACS B25071 estimates median gross rent at 33.3% of renter household income in DeKalb County, which is between the 30% and 50% rent-burden benchmarks. This is a median percentage among renter-occupied units, not the share of households above a threshold.

Rent vs. Own

Median gross rent is $1,049 per month; median selected monthly owner costs are $1,533. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.

Income Needed

Using the common 30% budgeting benchmark, $41,960 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.

Regional Context

The Illinois unweighted mean of county median rents is $867 per month. DeKalb County's $1,049 median is 20.9% above that comparison value.

Data version acs5-2020-2024 · Method cost-advisory-v2

Affordability Calculator

See how your income compares to housing costs in DeKalb County

$

Rent Burden

17.8%

of gross income

Max Housing (28% Rule)

$1,650

per month

Owner Cost Burden

26.0%

of gross income

The median home in DeKalb County may be a stretch

Median home value is $243,600. Estimated monthly cost: $1,945 vs. your max of $1,650.

Rent Affordability Guide

Your entered rent as a share of entered income17.8%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $70,724Needed: $41,960
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $70,724Needed: $65,700
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $70,724Needed: $56,692

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in DeKalb County, Illinois?
DeKalb County, Illinois has a median monthly rent of $1,049/mo and a median home value of $243,600. The affordability rating is Stretched, with median gross rent equal to approximately 33.3% of renter household income.
What is the median rent in DeKalb County?
The median gross rent in DeKalb County is $1,049/mo. This is 21% above state average for Illinois.
Is DeKalb County affordable?
DeKalb County is rated Stretched using the Census median gross-rent-as-a-percentage-of-income measure of 33.3%. Median gross rent is 30–50% of renter household income.
How does DeKalb County's rent compare to the state average?
DeKalb County's median rent of $1,049/mo is 21% above state average of $867/mo for Illinois.
What is the median home value in DeKalb County?
The median home value in DeKalb County, Illinois is $243,600. This is 27% below the national median home value of $332,700.

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Published by the CostByCounty Editorial Team. See our methodology and corrections policy.Data build reviewed 2026-07-09; first published 2026-03-10.

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.

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