Cost of Living in Yuma County, Colorado

$897/mo
Median Monthly Rent
$215,600
Median Home Value
28% below state averageUnaffordable

At a Glance

Median Monthly Rent
$897/mo
28% below state average
Median Home Value
$215,600
24% below national
Rent-to-Income Ratio
24.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Yuma County Compares

Median monthly rent comparison

Yuma County$897/mo
Colorado Average$1,253/mo
National Median$1,163/mo

Detailed Housing Stats

$897/mo
Median Gross Rent
$215,600
Median Home Value
$883/mo
Monthly Owner Cost
24.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Yuma County, Colorado

Yuma County delivers deep rural affordability

Yuma County's 17.9% rent-to-income ratio sits comfortably below both Colorado's 20.2% state average and national benchmarks, delivering exceptional housing affordability. Residents earning $60,051 median income pay just $897 monthly rent—$356 below Colorado's state average—a bargain found only in Colorado's most rural counties.

Among Colorado's most affordable counties

Yuma County's 17.9% rent-to-income ratio ranks among Colorado's lowest, trailing only Sedgwick County in affordability despite lower median income at $60,051. The $897 median rent captures the economics of Colorado's far eastern plains, where housing supply far outpaces demand.

Slightly pricier than Sedgwick plains

Yuma's $897 rent edges above Sedgwick's rock-bottom $728 but falls well short of urban-adjacent Washington County's $991, reflecting its isolation on Colorado's eastern edge. At $215,600, Yuma's median home value sits between Sedgwick ($142,700) and Washington ($218,300), offering modest ownership pathways.

Housing costs nearly identical

Yuma renters pay $897 monthly while homeowners pay $883—virtually identical costs reflecting limited market differentiation in rural plains counties. On a $60,051 median income, both renting (17.9%) and buying (17.6%) remain accessible, making either tenure viable for Yuma households.

For deep rural living on tight budgets

Yuma County suits households earning $60,000-plus who embrace isolated eastern plains life and can access $897 rent or $215,600 home purchases. If you prioritize maximum housing affordability over urban amenities and don't mind significant distance from Colorado's population centers, Yuma offers unbeatable economics.

Affordability Calculator

See how your income compares to housing costs in Yuma County

$

Rent Burden

17.9%

of gross income

Max Housing (28% Rule)

$1,401

per month

Owner Cost Burden

17.6%

of gross income

The median home in Yuma County may be a stretch

Median home value is $215,600. Estimated monthly cost: $1,721 vs. your max of $1,401.

Rent Affordability Guide

Your rent-to-income ratio17.9%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Yuma County, Colorado?
Yuma County, Colorado has a median monthly rent of $897/mo and a median home value of $215,600. The affordability rating is Unaffordable, with rent making up approximately 24.0% of median household income.
What is the median rent in Yuma County?
The median gross rent in Yuma County is $897/mo. This is 28% below state average for Colorado.
Is Yuma County affordable?
Yuma County is rated Unaffordable based on rent-to-income ratio of 24.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Yuma County's rent compare to the state average?
Yuma County's median rent of $897/mo is 28% below state average of $1,253/mo for Colorado.
What is the median home value in Yuma County?
The median home value in Yuma County, Colorado is $215,600. This is 24% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.