Cost of Living in Yuma County, Colorado
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Yuma County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Yuma County ranks #1,070 of 3,144 counties for affordability (top 34%)
Data Story
About Cost of Living in Yuma County, Colorado
Yuma County delivers deep rural affordability
Yuma County's 17.9% rent-to-income ratio sits comfortably below both Colorado's 20.2% state average and national benchmarks, delivering exceptional housing affordability. Residents earning $60,051 median income pay just $897 monthly rent—$356 below Colorado's state average—a bargain found only in Colorado's most rural counties.
Among Colorado's most affordable counties
Yuma County's 17.9% rent-to-income ratio ranks among Colorado's lowest, trailing only Sedgwick County in affordability despite lower median income at $60,051. The $897 median rent captures the economics of Colorado's far eastern plains, where housing supply far outpaces demand.
Slightly pricier than Sedgwick plains
Yuma's $897 rent edges above Sedgwick's rock-bottom $728 but falls well short of urban-adjacent Washington County's $991, reflecting its isolation on Colorado's eastern edge. At $215,600, Yuma's median home value sits between Sedgwick ($142,700) and Washington ($218,300), offering modest ownership pathways.
Housing costs nearly identical
Yuma renters pay $897 monthly while homeowners pay $883—virtually identical costs reflecting limited market differentiation in rural plains counties. On a $60,051 median income, both renting (17.9%) and buying (17.6%) remain accessible, making either tenure viable for Yuma households.
For deep rural living on tight budgets
Yuma County suits households earning $60,000-plus who embrace isolated eastern plains life and can access $897 rent or $215,600 home purchases. If you prioritize maximum housing affordability over urban amenities and don't mind significant distance from Colorado's population centers, Yuma offers unbeatable economics.
Cost of Living Advisory: Yuma County
Affordability Verdict
Yuma County is affordable for renters, with a median gross rent of $897/month representing approximately 17.9% of median household income. The rent burden (GRAPI) stands at 24.0%.
Rent vs. Own
Renters in Yuma County pay $897/month on average, compared to $883/month for homeowners. This market favors buyers by about 2%.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $35,880/year. For owner costs at the 28% rule, the required income is roughly $37,843/year. With a median household income of $60,051, most households can comfortably afford rent here. Notably, 24.0% of renter households in Yuma County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Yuma County sits 8% less expensive than Montezuma County ($974/month) in terms of median gross rent.
Affordability Calculator
See how your income compares to housing costs in Yuma County
Rent Burden
17.9%
of gross income
Max Housing (28% Rule)
$1,401
per month
Owner Cost Burden
17.6%
of gross income
The median home in Yuma County may be a stretch
Median home value is $215,600. Estimated monthly cost: $1,721 vs. your max of $1,401.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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