Cost of Living in Park County, Colorado

$1,942/mo
Median Monthly Rent
$489,300
Median Home Value

At a Glance

Median Monthly Rent
$1,942/mo
55% above state average
Median Home Value
$489,300
74% above national
Rent-to-Income Ratio
29.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Park County Compares

Median monthly rent comparison

Park County$1,942/mo
Colorado Average$1,253/mo
National Median$1,163/mo

Detailed Housing Stats

$1,942/mo
Median Gross Rent
$489,300
Median Home Value
$1,598/mo
Monthly Owner Cost
29.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Park County ranks #795 of 3,144 counties for affordability (top 25%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Park County, Colorado

Park County: highest income, tightest ratios

Park County renters spend 24.4% of income on housing—above the 30% affordability ceiling and the highest burden in our sample. Yet median household income of $95,450 is 28% above the U.S. average, indicating an ultra-wealthy community where high rents ($1,942/month) strain even affluent households.

Colorado's priciest market, thin margins

Park County's rent-to-income ratio of 24.4% exceeds Colorado's state average by 4.2 points, making it the state's most rental-burdened market in our sample. Median rents of $1,942/month are 55% above the state median, reflecting the county's proximity to Denver and mountain resort prestige.

Outlier costs, outlier incomes

Park County's $1,942 rent nearly doubles Ouray County's ($1,398) and quintuples Otero County's ($796), positioning it as Colorado's clear premium market. Its $95,450 median income is the highest in our sample, yet even this cannot prevent housing from consuming nearly a quarter of monthly earnings.

Renters squeezed despite high wages

Renters pay $1,942/month while homeowners spend $1,598 on median homes valued at $489,300—an unusual pattern where ownership remains cheaper but both are steep. At $95,450 income, even affluent Park County households allocate 24% (renters) or 20% (owners) to housing, the highest burden in our sample.

Denver metro's exclusive price frontier

Park County appeals only to high-income professionals or executives willing to accept America's tightest renter ratios (24.4%) for proximity to Denver and world-class amenities. If you're seeking mountain living with better affordability, Ouray County or Montrose County offer similar lifestyles at substantially lower costs.

Cost of Living Advisory: Park County

Affordability Verdict

Housing in Park County is affordable. The median rent is $1,942/month against a median household income of $95,450, putting rent at 24.4% of income.

Rent vs. Own

The median rent in Park County is $1,942/month, while owner costs run $1,598/month. Owning saves approximately $344/month.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $77,680/year. For owner costs at the 28% rule, the required income is roughly $68,486/year. With a median household income of $95,450, most households can comfortably afford rent here. Notably, 29.0% of renter households in Park County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Park County sits 3% more expensive than Pitkin County ($1,880/month) in terms of median gross rent.

Affordability Calculator

See how your income compares to housing costs in Park County

$

Rent Burden

24.4%

of gross income

Max Housing (28% Rule)

$2,227

per month

Owner Cost Burden

20.1%

of gross income

The median home in Park County may be a stretch

Median home value is $489,300. Estimated monthly cost: $3,906 vs. your max of $2,227.

Rent Affordability Guide

Your rent-to-income ratio24.4%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $95,450Needed: $77,680
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $95,450Needed: $68,486
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? No
Your income: $95,450Needed: $113,874

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Park County, Colorado?
Park County, Colorado has a median monthly rent of $1,942/mo and a median home value of $489,300. The affordability rating is Unaffordable, with rent making up approximately 29.0% of median household income.
What is the median rent in Park County?
The median gross rent in Park County is $1,942/mo. This is 55% above state average for Colorado.
Is Park County affordable?
Park County is rated Unaffordable based on rent-to-income ratio of 29.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Park County's rent compare to the state average?
Park County's median rent of $1,942/mo is 55% above state average of $1,253/mo for Colorado.
What is the median home value in Park County?
The median home value in Park County, Colorado is $489,300. This is 74% above the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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