Cost of Living in Humboldt County, California

$1,249/mo
Median Monthly Rent
$418,800
Median Home Value
23% below state averageUnaffordable

At a Glance

Median Monthly Rent
$1,249/mo
23% below state average
Median Home Value
$418,800
49% above national
Rent-to-Income Ratio
36.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Humboldt County Compares

Median monthly rent comparison

Humboldt County$1,249/mo
California Average$1,618/mo
National Median$1,163/mo

Detailed Housing Stats

$1,249/mo
Median Gross Rent
$418,800
Median Home Value
$1,277/mo
Monthly Owner Cost
36.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Humboldt County, California

Humboldt's affordability challenge

Humboldt County renters spend 24.5% of income on housing, exceeding both California's 22.4% average and the national norm. With the lowest median household income in this group at $61,135—18% below the national median—Humboldt faces a genuine affordability squeeze despite modest absolute rent costs.

Below-average affordability for California

Humboldt County's 24.5% rent-to-income ratio ranks it below the state average of 22.4%, making it one of California's less affordable counties despite its coastal charm. The combination of lower wages and moderate housing costs creates a tighter budget than many other California regions.

Humboldt's coastal affordability gap

Humboldt's median rent of $1,249 is competitive with inland counties like Inyo ($1,140), but its 24.5% rent-to-income ratio is the worst in this comparison due to the lowest income levels. Coastal living carries a wage penalty that offsets Humboldt's moderate absolute housing costs.

Where Humboldt incomes go

Humboldt renters pay $1,249 monthly while homeowners face $1,277 in ownership costs, with a median home value of $418,800 challenging the area's $61,135 median household income. Housing consumes nearly 25% of income, leaving just 75% for all other expenses, a tight margin for most families.

Humboldt: weighing coast vs. budget

Humboldt County offers coastal California living but at the cost of tighter household budgets—renters here dedicate a quarter of their income to housing. If relocating from higher-wage regions, verify that Humboldt job opportunities match your earning potential, as the county's lower income levels mean you'll sacrifice real purchasing power despite its natural beauty.

Affordability Calculator

See how your income compares to housing costs in Humboldt County

$

Rent Burden

24.5%

of gross income

Max Housing (28% Rule)

$1,426

per month

Owner Cost Burden

25.1%

of gross income

The median home in Humboldt County may be a stretch

Median home value is $418,800. Estimated monthly cost: $3,343 vs. your max of $1,426.

Rent Affordability Guide

Your rent-to-income ratio24.5%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Humboldt County, California?
Humboldt County, California has a median monthly rent of $1,249/mo and a median home value of $418,800. The affordability rating is Unaffordable, with rent making up approximately 36.0% of median household income.
What is the median rent in Humboldt County?
The median gross rent in Humboldt County is $1,249/mo. This is 23% below state average for California.
Is Humboldt County affordable?
Humboldt County is rated Unaffordable based on rent-to-income ratio of 36.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Humboldt County's rent compare to the state average?
Humboldt County's median rent of $1,249/mo is 23% below state average of $1,618/mo for California.
What is the median home value in Humboldt County?
The median home value in Humboldt County, California is $418,800. This is 49% above the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.