Cost of Living in Lincoln County, Arkansas
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Lincoln County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Lincoln County ranks #1,301 of 3,144 counties for affordability (top 41%)
Data Story
About Cost of Living in Lincoln County, Arkansas
Lincoln County ranks among best affordable
Lincoln County's rent-to-income ratio of 15.6% ranks among the most favorable in this analysis and well below the national average, offering renters substantial budget relief. Median household income of $51,667 outpaces several peers, while median gross rent of $672 remains modest, combining to create the region's strongest affordability picture.
Best affordability in Arkansas here
At 15.6%, Lincoln County's rent-to-income ratio ranks well below Arkansas's 18.1% state average, positioning it as the most affordable county in this group. The combination of higher median income ($51,667) and moderate rent ($672) delivers superior housing accessibility relative to state norms.
Lincoln leads on affordability metrics
Lincoln County's 15.6% rent-to-income ratio beats all neighboring counties in this group, with median rent of $672 and home values of $106,100 offering balanced options. The county's stronger income base distinguishes it as the region's affordability leader despite moderate housing costs.
Housing remains well-proportioned
Lincoln residents earning $51,667 allocate just 15.6% to rent ($672/month) and 14.2% to mortgage costs, totaling 29.8% toward housing annually. This leaves robust room for other essentials, savings, and financial security—the healthiest ratio among these eight counties.
Lincoln County tops relocation consideration
If relocating within Arkansas and prioritizing housing affordability, Lincoln County ranks first in this group with superior rent-to-income ratios and stronger median income. The county delivers the best combination of modest housing costs and income stability, making it ideal for budget-conscious movers seeking financial breathing room.
Cost of Living Advisory: Lincoln County
Affordability Verdict
For renters in Lincoln County, the market is affordable. Expect to pay around $672/month in gross rent, with 21.0% of renter households considered cost-burdened.
Rent vs. Own
Renters in Lincoln County pay $672/month on average, compared to $611/month for homeowners. This market favors buyers by about 9%.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $26,880/year. For owner costs at the 28% rule, the required income is roughly $26,186/year. With a median household income of $51,667, most households can comfortably afford rent here. Notably, 21.0% of renter households in Lincoln County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Compared to Sevier County where rent averages $725/month, Lincoln County is approximately 7% less expensive.
Affordability Calculator
See how your income compares to housing costs in Lincoln County
Rent Burden
15.6%
of gross income
Max Housing (28% Rule)
$1,206
per month
Owner Cost Burden
14.2%
of gross income
You can likely afford the median home in Lincoln County
Median home value is $106,100. Estimated monthly cost: $847 vs. your max of $1,206.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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