Cost of Living in Lincoln County, Arkansas

$672/mo
Median Monthly Rent
$106,100
Median Home Value

At a Glance

Median Monthly Rent
$672/mo
12% below state average
Median Home Value
$106,100
62% below national
Rent-to-Income Ratio
21.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Lincoln County Compares

Median monthly rent comparison

Lincoln County$672/mo
Arkansas Average$760/mo
National Median$1,163/mo

Detailed Housing Stats

$672/mo
Median Gross Rent
$106,100
Median Home Value
$611/mo
Monthly Owner Cost
21.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Lincoln County ranks #1,301 of 3,144 counties for affordability (top 41%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Lincoln County, Arkansas

Lincoln County ranks among best affordable

Lincoln County's rent-to-income ratio of 15.6% ranks among the most favorable in this analysis and well below the national average, offering renters substantial budget relief. Median household income of $51,667 outpaces several peers, while median gross rent of $672 remains modest, combining to create the region's strongest affordability picture.

Best affordability in Arkansas here

At 15.6%, Lincoln County's rent-to-income ratio ranks well below Arkansas's 18.1% state average, positioning it as the most affordable county in this group. The combination of higher median income ($51,667) and moderate rent ($672) delivers superior housing accessibility relative to state norms.

Lincoln leads on affordability metrics

Lincoln County's 15.6% rent-to-income ratio beats all neighboring counties in this group, with median rent of $672 and home values of $106,100 offering balanced options. The county's stronger income base distinguishes it as the region's affordability leader despite moderate housing costs.

Housing remains well-proportioned

Lincoln residents earning $51,667 allocate just 15.6% to rent ($672/month) and 14.2% to mortgage costs, totaling 29.8% toward housing annually. This leaves robust room for other essentials, savings, and financial security—the healthiest ratio among these eight counties.

Lincoln County tops relocation consideration

If relocating within Arkansas and prioritizing housing affordability, Lincoln County ranks first in this group with superior rent-to-income ratios and stronger median income. The county delivers the best combination of modest housing costs and income stability, making it ideal for budget-conscious movers seeking financial breathing room.

Cost of Living Advisory: Lincoln County

Affordability Verdict

For renters in Lincoln County, the market is affordable. Expect to pay around $672/month in gross rent, with 21.0% of renter households considered cost-burdened.

Rent vs. Own

Renters in Lincoln County pay $672/month on average, compared to $611/month for homeowners. This market favors buyers by about 9%.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $26,880/year. For owner costs at the 28% rule, the required income is roughly $26,186/year. With a median household income of $51,667, most households can comfortably afford rent here. Notably, 21.0% of renter households in Lincoln County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Compared to Sevier County where rent averages $725/month, Lincoln County is approximately 7% less expensive.

Affordability Calculator

See how your income compares to housing costs in Lincoln County

$

Rent Burden

15.6%

of gross income

Max Housing (28% Rule)

$1,206

per month

Owner Cost Burden

14.2%

of gross income

You can likely afford the median home in Lincoln County

Median home value is $106,100. Estimated monthly cost: $847 vs. your max of $1,206.

Rent Affordability Guide

Your rent-to-income ratio15.6%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $51,667Needed: $26,880
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $51,667Needed: $26,186
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $51,667Needed: $24,692

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Lincoln County, Arkansas?
Lincoln County, Arkansas has a median monthly rent of $672/mo and a median home value of $106,100. The affordability rating is Unaffordable, with rent making up approximately 21.0% of median household income.
What is the median rent in Lincoln County?
The median gross rent in Lincoln County is $672/mo. This is 12% below state average for Arkansas.
Is Lincoln County affordable?
Lincoln County is rated Unaffordable based on rent-to-income ratio of 21.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Lincoln County's rent compare to the state average?
Lincoln County's median rent of $672/mo is 12% below state average of $760/mo for Arkansas.
What is the median home value in Lincoln County?
The median home value in Lincoln County, Arkansas is $106,100. This is 62% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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