Cost of Living in St. Croix County, Wisconsin
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How St. Croix County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
St. Croix County ranks #2,825 of 3,142 counties for affordability (bottom 10%)
Sourced county brief
St. Croix County Median Home Value Exceeds $377,000
The median home value in St. Croix County was estimated at $377,700, which is significantly above the Wisconsin unweighted county mean of $234,086. Median gross rent was $1,271 per month, also above the state unweighted county mean of $916. The official ACS B25071 GRAPI (rentToIncomePct) was 23.1%, representing a 2.2 percentage point difference from the state unweighted county mean official GRAPI of 25.3%. Median selected monthly owner costs for all owner-occupied units were $1,674, compared to the state unweighted county mean of $1,072. Renter median income in the county was estimated at $64,348. These figures provide a static overview based on the 2020-2024 ACS 5-year estimates and are not intended for relocation or investment advice. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: St. Croix County
Affordability Verdict
ACS B25071 estimates median gross rent at 23.1% of renter household income in St. Croix County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $1,271 per month; median selected monthly owner costs are $1,674. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $50,840 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The Wisconsin unweighted mean of county median rents is $916 per month. St. Croix County's $1,271 median is 38.8% above that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in St. Croix County
Rent Burden
14.8%
of gross income
Max Housing (28% Rule)
$2,404
per month
Owner Cost Burden
19.5%
of gross income
The median home in St. Croix County may be a stretch
Median home value is $377,700. Estimated monthly cost: $3,015 vs. your max of $2,404.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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