Cost of Living in St. Croix County, Wisconsin

$1,238/mo

Median Monthly Rent

$349,700

Median Home Value

39% above state averageUnaffordable

At a Glance

Median Monthly Rent

$1,238/mo

39% above state average

Median Home Value

$349,700

24% above national

Rent-to-Income Ratio

24.0%

% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating

Unaffordable

Rent over 50% of income

How St. Croix County Compares

Median monthly rent comparison

St. Croix County$1,238/mo

Wisconsin Average$891/mo

National Median$1,163/mo

Detailed Housing Stats

$1,238/mo

Median Gross Rent

$349,700

Median Home Value

$1,626/mo

Monthly Owner Cost

24.0%

Rent-to-Income Ratio

Data Story

About Cost of Living in St. Croix County, Wisconsin

St. Croix pulls away with highest incomes

St. Croix County's median household income of $102,482 crushes the national average by $27,727, allowing residents to absorb a 14.5% rent-to-income ratio despite $1,238 monthly rents. This high-income profile masks the county's position as Wisconsin's priciest housing market.

Wisconsin's most expensive county, most affluent

St. Croix County leads Wisconsin in both median income ($102,482) and housing costs, with a $349,700 median home value and $1,238 rent far exceeding state averages. Its 14.5% rent-to-income ratio remains manageable only because incomes here substantially outpace the rest of the state.

St. Croix vastly outpaces regional peers

St. Croix's $349,700 median home value dwarfs neighboring Sawyer ($223,300) and Shawano ($179,100), while its $102,482 income exceeds all eight counties profiled. This Twin Cities commuter county operates in an entirely different housing market than rural Wisconsin neighbors.

St. Croix: luxury costs, luxury incomes

Renters allocate 14.5% of $102,482 income to $1,238 monthly rent, while homeowners spend $1,626 on mortgages and costs. The steep absolute costs are offset only by incomes that far exceed the state and nation.

St. Croix for high-income Twin Cities proximity seekers

Moving to St. Croix County makes sense only if your household income approaches or exceeds $100,000—it's Wisconsin's premium market for commuters and affluent professionals. If you're relocating with below-average income, rural counties like Sawyer or Shawano offer dramatically more breathing room.

Affordability Calculator

See how your income compares to housing costs in St. Croix County

Your Annual Household Income

Rent Burden

14.5%

of gross income

Max Housing (28% Rule)

$2,391

per month

Owner Cost Burden

19.0%

of gross income

The median home in St. Croix County may be a stretch

Median home value is $349,700. Estimated monthly cost: $2,792 vs. your max of $2,391.

Rent Affordability Guide

Your rent-to-income ratio14.5%

Recommended max30.0%

Frequently Asked Questions

What is the cost of living in St. Croix County, Wisconsin?

St. Croix County, Wisconsin has a median monthly rent of $1,238/mo and a median home value of $349,700. The affordability rating is Unaffordable, with rent making up approximately 24.0% of median household income.

What is the median rent in St. Croix County?

The median gross rent in St. Croix County is $1,238/mo. This is 39% above state average for Wisconsin.

Is St. Croix County affordable?

St. Croix County is rated Unaffordable based on rent-to-income ratio of 24.0%. Spending over 50% of income on rent is generally considered unaffordable.

How does St. Croix County's rent compare to the state average?

St. Croix County's median rent of $1,238/mo is 39% above state average of $891/mo for Wisconsin.

What is the median home value in St. Croix County?

The median home value in St. Croix County, Wisconsin is $349,700. This is 24% above the national median home value of $281,900.