Cost of Living in Ziebach County, South Dakota

$715/mo
Median Monthly Rent
$101,700
Median Home Value

At a Glance

Median Monthly Rent
$715/mo
5% below state average
Median Home Value
$101,700
64% below national
Rent-to-Income Ratio
28.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Ziebach County Compares

Median monthly rent comparison

Ziebach County$715/mo
South Dakota Average$756/mo
National Median$1,163/mo

Detailed Housing Stats

$715/mo
Median Gross Rent
$101,700
Median Home Value
$651/mo
Monthly Owner Cost
28.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Ziebach County ranks #328 of 3,144 counties for affordability (top 10%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Ziebach County, South Dakota

Ziebach Faces Serious Affordability Strain

Ziebach County residents spend 18.1% of their income on rent—nearly 5 percentage points higher than the national average and well into the territory where housing cost burdens pinch household budgets. The median household income of $47,333 is significantly lower than the national median of $74,755, creating real pressure on renters.

South Dakota's Most Challenged County

Ziebach's rent-to-income ratio of 18.1% substantially exceeds South Dakota's state average of 13.8%, placing it among the least affordable counties in the region. The gap signals that Ziebach residents face meaningfully tighter housing constraints than their peers statewide.

Ziebach's Income Challenge

While Ziebach's median rent of $715 is actually $41 lower than the state average, the county's median household income of $47,333 is the real constraint. This income-to-rent mismatch makes Ziebach one of South Dakota's most strained markets for renters despite nominally lower rents.

Housing Takes the Biggest Share

Renters in Ziebach pay $715 monthly while homeowners pay $651—but these costs hit much harder on a median income of just $47,333. Housing accounts for roughly 18% of renter income and 16% of owner income, consuming a substantially larger share than regional norms.

Considering Ziebach? Know the Trade-offs

Ziebach County offers the lowest homeownership costs in this comparison at $651 monthly, which may appeal to buyers with limited equity. However, renters should carefully evaluate whether their income can comfortably support the county's 18.1% rent burden—among South Dakota's highest.

Cost of Living Advisory: Ziebach County

Affordability Verdict

Housing in Ziebach County is affordable. The median rent is $715/month against a median household income of $47,333, putting rent at 18.1% of income.

Rent vs. Own

Renters in Ziebach County pay $715/month on average, compared to $651/month for homeowners. This market favors buyers by about 9%.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $28,600/year. For owner costs at the 28% rule, the required income is roughly $27,900/year. With a median household income of $47,333, most households can comfortably afford rent here. Notably, 28.0% of renter households in Ziebach County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Compared to Hamlin County where rent averages $769/month, Ziebach County is approximately 7% less expensive.

Affordability Calculator

See how your income compares to housing costs in Ziebach County

$

Rent Burden

18.1%

of gross income

Max Housing (28% Rule)

$1,104

per month

Owner Cost Burden

16.5%

of gross income

You can likely afford the median home in Ziebach County

Median home value is $101,700. Estimated monthly cost: $812 vs. your max of $1,104.

Rent Affordability Guide

Your rent-to-income ratio18.1%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $47,333Needed: $28,600
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $47,333Needed: $27,900
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $47,333Needed: $23,668

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Ziebach County, South Dakota?
Ziebach County, South Dakota has a median monthly rent of $715/mo and a median home value of $101,700. The affordability rating is Unaffordable, with rent making up approximately 28.0% of median household income.
What is the median rent in Ziebach County?
The median gross rent in Ziebach County is $715/mo. This is 5% below state average for South Dakota.
Is Ziebach County affordable?
Ziebach County is rated Unaffordable based on rent-to-income ratio of 28.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Ziebach County's rent compare to the state average?
Ziebach County's median rent of $715/mo is 5% below state average of $756/mo for South Dakota.
What is the median home value in Ziebach County?
The median home value in Ziebach County, South Dakota is $101,700. This is 64% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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