Cost of Living in Wagoner County, Oklahoma
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Wagoner County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Wagoner County ranks #2,431 of 3,144 counties for affordability (bottom 23%)
Data Story
About Cost of Living in Wagoner County, Oklahoma
Wagoner's rent burden beats the nation
Wagoner County residents spend 16.1% of their income on rent, well below the national burden. That's a significant advantage over most American renters, who typically dedicate a larger share of paychecks to housing costs.
More affordable than most Oklahoma counties
At 16.1%, Wagoner's rent-to-income ratio sits below Oklahoma's state average of 17.0%, positioning it among the state's more affordable housing markets. The median rent of $1,050 is notably higher than the state median of $814, but income levels are also significantly stronger here.
Wagoner leads the region on affordability
Wagoner County's 16.1% rent-to-income ratio is the best among its comparison counties, including Washington (17.7%), Woods (19.1%), and Woodward (15.6%). Though median rents are higher at $1,050, Wagoner's stronger median household income of $78,520 makes housing more manageable here.
Breaking down Wagoner's housing costs
Renters in Wagoner spend about $1,050 monthly, while homeowners average $1,127—a difference of just $77. Against a median household income of $78,520 annually ($6,543 monthly), housing consumes roughly one-sixth of household earnings, leaving room for other essentials.
Consider Wagoner if affordability matters
With one of the region's best rent-to-income ratios and median home values around $216,000, Wagoner County offers a balanced option for those relocating to rural Oklahoma. Strong incomes paired with moderate housing costs make this county worth comparing against pricier metros or less stable rural markets.
Cost of Living Advisory: Wagoner County
Affordability Verdict
For renters in Wagoner County, the market is affordable. Expect to pay around $1,050/month in gross rent, with 28.0% of renter households considered cost-burdened.
Rent vs. Own
The median rent in Wagoner County is $1,050/month, while owner costs run $1,127/month. Renting saves approximately $77/month.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $42,000/year. For owner costs at the 28% rule, the required income is roughly $48,300/year. With a median household income of $78,520, most households can comfortably afford rent here. Notably, 28.0% of renter households in Wagoner County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Within Oklahoma, Wagoner County is less affordable than Cleveland County by roughly 7% ($1,050/mo vs $1,128/mo).
Affordability Calculator
See how your income compares to housing costs in Wagoner County
Rent Burden
16.0%
of gross income
Max Housing (28% Rule)
$1,832
per month
Owner Cost Burden
17.2%
of gross income
You can likely afford the median home in Wagoner County
Median home value is $216,000. Estimated monthly cost: $1,724 vs. your max of $1,832.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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