Cost of Living in McCurtain County, Oklahoma
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How McCurtain County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
McCurtain County ranks #2,415 of 3,144 counties for affordability (bottom 23%)
Data Story
About Cost of Living in McCurtain County, Oklahoma
McCurtain's lowest earners face affordability test
At 16.9%, McCurtain County's rent-to-income ratio approaches affordability stress, particularly for a county where median household income is just $50,175—the lowest in this analysis and $24,580 below the national median. Housing costs consume a significant share of modest earnings here.
Below-average income, average housing stress
McCurtain County's rent-to-income ratio of 16.9% sits just below Oklahoma's state average of 17.0%, but the median income of $50,175 ranks among the state's lowest. The county faces dual challenges: limited earnings paired with housing costs near state averages.
Affordable rent, limited income context
McCurtain County's rent of $705 is cheaper than most neighbors, but the median income of $50,175 means those savings matter more here than in wealthier counties. The median home value of $126,100 is among the lowest in the region.
Owners have modest advantage over renters
Renters spend 16.9% of income on rent ($705), while homeowners spend only 12.3% on mortgage ($516), a $189 monthly difference that's significant for households earning just $50,175. Ownership offers meaningful financial relief in this lower-income county.
McCurtain rewards homeowners most
If relocating to McCurtain County on a modest budget, homeownership is essential—monthly mortgage costs are roughly $189 cheaper than rent and equity accumulation provides long-term wealth building. Renters should explore higher-income opportunities or consider lower-cost neighboring areas.
Cost of Living Advisory: McCurtain County
Affordability Verdict
McCurtain County offers affordable rental housing at a median of $705/month — about 16.9% of the typical household income here.
Rent vs. Own
Renters in McCurtain County pay $705/month on average, compared to $516/month for homeowners. This market favors buyers by about 27%.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $28,200/year. For owner costs at the 28% rule, the required income is roughly $22,114/year. With a median household income of $50,175, most households can comfortably afford rent here. Notably, 25.0% of renter households in McCurtain County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Compared to Haskell County where rent averages $757/month, McCurtain County is approximately 7% less expensive.
Affordability Calculator
See how your income compares to housing costs in McCurtain County
Rent Burden
16.9%
of gross income
Max Housing (28% Rule)
$1,171
per month
Owner Cost Burden
12.3%
of gross income
You can likely afford the median home in McCurtain County
Median home value is $126,100. Estimated monthly cost: $1,007 vs. your max of $1,171.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
$0/yr
Needed to stay within recommended threshold
$0/yr
Needed to stay within recommended threshold
$0/yr
Needed to stay within recommended threshold
Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
What is the cost of living in McCurtain County, Oklahoma?
What is the median rent in McCurtain County?
Is McCurtain County affordable?
How does McCurtain County's rent compare to the state average?
What is the median home value in McCurtain County?
Counties with Similar Housing Costs
Planning a Move?
Researching the cost of living in McCurtain County, Oklahoma? Compare moving quotes from top providers and save on your relocation.
Compare Moving QuotesCompare Mortgage Rates in McCurtain County
Whether you're buying your first home or refinancing, compare rates from top lenders to find the best deal.
See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
CostByCounty participates in affiliate programs. We may earn a commission when you use our links, at no extra cost to you.