Cost of Living in McCurtain County, Oklahoma

$705/mo
Median Monthly Rent
$126,100
Median Home Value
13% below state averageUnaffordable

At a Glance

Median Monthly Rent
$705/mo
13% below state average
Median Home Value
$126,100
55% below national
Rent-to-Income Ratio
25.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How McCurtain County Compares

Median monthly rent comparison

McCurtain County$705/mo
Oklahoma Average$814/mo
National Median$1,163/mo

Detailed Housing Stats

$705/mo
Median Gross Rent
$126,100
Median Home Value
$516/mo
Monthly Owner Cost
25.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in McCurtain County, Oklahoma

McCurtain's lowest earners face affordability test

At 16.9%, McCurtain County's rent-to-income ratio approaches affordability stress, particularly for a county where median household income is just $50,175—the lowest in this analysis and $24,580 below the national median. Housing costs consume a significant share of modest earnings here.

Below-average income, average housing stress

McCurtain County's rent-to-income ratio of 16.9% sits just below Oklahoma's state average of 17.0%, but the median income of $50,175 ranks among the state's lowest. The county faces dual challenges: limited earnings paired with housing costs near state averages.

Affordable rent, limited income context

McCurtain County's rent of $705 is cheaper than most neighbors, but the median income of $50,175 means those savings matter more here than in wealthier counties. The median home value of $126,100 is among the lowest in the region.

Owners have modest advantage over renters

Renters spend 16.9% of income on rent ($705), while homeowners spend only 12.3% on mortgage ($516), a $189 monthly difference that's significant for households earning just $50,175. Ownership offers meaningful financial relief in this lower-income county.

McCurtain rewards homeowners most

If relocating to McCurtain County on a modest budget, homeownership is essential—monthly mortgage costs are roughly $189 cheaper than rent and equity accumulation provides long-term wealth building. Renters should explore higher-income opportunities or consider lower-cost neighboring areas.

Affordability Calculator

See how your income compares to housing costs in McCurtain County

$

Rent Burden

16.9%

of gross income

Max Housing (28% Rule)

$1,171

per month

Owner Cost Burden

12.3%

of gross income

You can likely afford the median home in McCurtain County

Median home value is $126,100. Estimated monthly cost: $1,007 vs. your max of $1,171.

Rent Affordability Guide

Your rent-to-income ratio16.9%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in McCurtain County, Oklahoma?
McCurtain County, Oklahoma has a median monthly rent of $705/mo and a median home value of $126,100. The affordability rating is Unaffordable, with rent making up approximately 25.0% of median household income.
What is the median rent in McCurtain County?
The median gross rent in McCurtain County is $705/mo. This is 13% below state average for Oklahoma.
Is McCurtain County affordable?
McCurtain County is rated Unaffordable based on rent-to-income ratio of 25.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does McCurtain County's rent compare to the state average?
McCurtain County's median rent of $705/mo is 13% below state average of $814/mo for Oklahoma.
What is the median home value in McCurtain County?
The median home value in McCurtain County, Oklahoma is $126,100. This is 55% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.