Cost of Living in Cherokee County, Oklahoma

$803/mo

Median Monthly Rent

$160,300

Median Home Value

1% below state averageUnaffordable

At a Glance

Median Monthly Rent

$803/mo

1% below state average

Median Home Value

$160,300

43% below national

Rent-to-Income Ratio

25.0%

% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating

Unaffordable

Rent over 50% of income

How Cherokee County Compares

Median monthly rent comparison

Cherokee County$803/mo

Oklahoma Average$814/mo

National Median$1,163/mo

Detailed Housing Stats

$803/mo

Median Gross Rent

$160,300

Median Home Value

$694/mo

Monthly Owner Cost

25.0%

Rent-to-Income Ratio

Data Story

About Cost of Living in Cherokee County, Oklahoma

Cherokee County slightly above national affordability threshold

At 17.9%, Cherokee County's rent-to-income ratio edges above the federal 15% ideal but remains below the 30% stress threshold, making housing reasonably accessible. The county's median household income of $53,668 trails the national median by $21,087, putting less cushion in monthly budgets.

Near-average affordability across Oklahoma

Cherokee County's 17.9% rent-to-income ratio sits just slightly above Oklahoma's 17.0% state average, placing it in the middle-tier of county affordability. Median rent of $803 runs just below the state benchmark of $814.

Most affordable rents in this comparison set

Cherokee County's $803 median rent is among the lowest in the region, trailing only Choctaw County ($676) and Cimarron County ($682). Despite lean incomes, renters here enjoy some of the region's lowest housing costs.

Homeownership slightly cheaper than renting

Renters pay $803 monthly while homeowners carry $694 mortgages on homes valued at $160,300, making ownership a better deal for those who can access credit. Housing consumes roughly 18% of the $53,668 median household income either way.

Budget-conscious movers should explore Cherokee

If housing affordability is your top concern, Cherokee County delivers some of Oklahoma's lowest rents without sacrificing state-average income levels. Pair this with Cimarron County's even lower costs or Carter County's slightly higher income opportunities to find your best fit.

Affordability Calculator

See how your income compares to housing costs in Cherokee County

Your Annual Household Income

Rent Burden

18.0%

of gross income

Max Housing (28% Rule)

$1,252

per month

Owner Cost Burden

15.5%

of gross income

The median home in Cherokee County may be a stretch

Median home value is $160,300. Estimated monthly cost: $1,280 vs. your max of $1,252.

Rent Affordability Guide

Your rent-to-income ratio18.0%

Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Cherokee County, Oklahoma?

Cherokee County, Oklahoma has a median monthly rent of $803/mo and a median home value of $160,300. The affordability rating is Unaffordable, with rent making up approximately 25.0% of median household income.

What is the median rent in Cherokee County?

The median gross rent in Cherokee County is $803/mo. This is 1% below state average for Oklahoma.

Is Cherokee County affordable?

Cherokee County is rated Unaffordable based on rent-to-income ratio of 25.0%. Spending over 50% of income on rent is generally considered unaffordable.

How does Cherokee County's rent compare to the state average?

Cherokee County's median rent of $803/mo is 1% below state average of $814/mo for Oklahoma.

What is the median home value in Cherokee County?

The median home value in Cherokee County, Oklahoma is $160,300. This is 43% below the national median home value of $281,900.