Cost of Living in Calvert County, Maryland
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Calvert County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Calvert County ranks #3,057 of 3,142 counties for affordability (bottom 3%)
Sourced county brief
Calvert County Median Monthly Owner Costs Reach $2,095
Median selected monthly owner costs for all owner-occupied units in Calvert County were estimated at $2,095. This value is higher than the Maryland unweighted county mean of $1,660. The median home value in the county was $460,200, which is also above the state unweighted county mean of $370,017. For households that rent, the median gross rent is $1,759 per month, exceeding the state unweighted county mean of $1,459. The official median gross rent as a percentage of household income (GRAPI) is 28.6%, which is the official ACS B25071 estimate. This percentage is 1.6 percentage points lower than the Maryland unweighted county mean of 30.2%. Renter-household income for the county was recorded at a median of $73,333. These figures represent the data from the 2020-2024 American Community Survey period. See ACS table B25088 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Calvert County
Affordability Verdict
ACS B25071 estimates median gross rent at 28.6% of renter household income in Calvert County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $1,759 per month; median selected monthly owner costs are $2,095. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $70,360 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The Maryland unweighted mean of county median rents is $1,459 per month. Calvert County's $1,759 median is 20.5% above that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Calvert County
Rent Burden
15.8%
of gross income
Max Housing (28% Rule)
$3,125
per month
Owner Cost Burden
18.8%
of gross income
The median home in Calvert County may be a stretch
Median home value is $460,200. Estimated monthly cost: $3,674 vs. your max of $3,125.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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