Cost of Living in Anne Arundel County, Maryland

$1,990/mo
Median Monthly Rent
$450,300
Median Home Value
41% above state averageUnaffordable

At a Glance

Median Monthly Rent
$1,990/mo
41% above state average
Median Home Value
$450,300
60% above national
Rent-to-Income Ratio
29.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Anne Arundel County Compares

Median monthly rent comparison

Anne Arundel County$1,990/mo
Maryland Average$1,415/mo
National Median$1,163/mo

Detailed Housing Stats

$1,990/mo
Median Gross Rent
$450,300
Median Home Value
$2,051/mo
Monthly Owner Cost
29.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Anne Arundel County, Maryland

Anne Arundel's premium housing market

Anne Arundel County's rent-to-income ratio of 19.9% slightly exceeds Maryland's 18.3% state average, reflecting the county's position as one of the region's pricier housing markets. Despite a strong median household income of $120,324—61% above the national average—residents still dedicate a substantial share to housing costs.

High-income, high-cost equation

Anne Arundel ranks among Maryland's most expensive counties for both renters and owners, with a median rent of $1,990 and median home value of $450,300. The county's robust median income of $120,324 helps offset these costs, but housing remains above the state average.

Premium pricing in the region

Anne Arundel's $1,990 median rent significantly outpaces neighboring Baltimore County ($1,566) and Carroll County ($1,370), positioning it as the region's most expensive rental market. Home values tell a similar story: Anne Arundel's $450,300 median is notably higher than Baltimore County's $330,000.

Anne Arundel's housing snapshot

Renters pay $1,990 monthly while homeowners carry $2,051 mortgage payments on homes averaging $450,300 in value. Despite these high costs, the county's strong median income of $120,324 means housing consumes 19.9% for renters and 20.4% for owners—manageable for higher earners but tight for lower-income households.

Anne Arundel for high earners

Anne Arundel attracts professionals with solid incomes seeking upscale suburban living and strong schools. If you earn $120,000+ and can afford $1,990+ rent or $2,000+ monthly mortgage payments, Anne Arundel's quality of life may justify the premium.

Affordability Calculator

See how your income compares to housing costs in Anne Arundel County

$

Rent Burden

19.8%

of gross income

Max Housing (28% Rule)

$2,808

per month

Owner Cost Burden

20.5%

of gross income

The median home in Anne Arundel County may be a stretch

Median home value is $450,300. Estimated monthly cost: $3,595 vs. your max of $2,808.

Rent Affordability Guide

Your rent-to-income ratio19.8%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Anne Arundel County, Maryland?
Anne Arundel County, Maryland has a median monthly rent of $1,990/mo and a median home value of $450,300. The affordability rating is Unaffordable, with rent making up approximately 29.0% of median household income.
What is the median rent in Anne Arundel County?
The median gross rent in Anne Arundel County is $1,990/mo. This is 41% above state average for Maryland.
Is Anne Arundel County affordable?
Anne Arundel County is rated Unaffordable based on rent-to-income ratio of 29.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Anne Arundel County's rent compare to the state average?
Anne Arundel County's median rent of $1,990/mo is 41% above state average of $1,415/mo for Maryland.
What is the median home value in Anne Arundel County?
The median home value in Anne Arundel County, Maryland is $450,300. This is 60% above the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.