Cost of Living in Woodford County, Illinois

$907/mo
Median Monthly Rent
$193,800
Median Home Value
8% above state averageUnaffordable

At a Glance

Median Monthly Rent
$907/mo
8% above state average
Median Home Value
$193,800
31% below national
Rent-to-Income Ratio
26.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Woodford County Compares

Median monthly rent comparison

Woodford County$907/mo
Illinois Average$837/mo
National Median$1,163/mo

Detailed Housing Stats

$907/mo
Median Gross Rent
$193,800
Median Home Value
$1,154/mo
Monthly Owner Cost
26.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Woodford County, Illinois

Woodford County leads affordability rankings

Woodford County renters spend just 12.7% of income on rent, beating the national average of 14.7% by a meaningful margin. With median household income of $85,629 and rent at $907 monthly, this county delivers strong affordability paired with above-average earnings.

Illinois' most affordable housing market

At 12.7% rent-to-income ratio, Woodford County dramatically outperforms the Illinois state average of 14.7%, ranking among the state's most affordable counties. Its $907 median rent stays reasonable despite running $70 above state average, thanks to the county's notably high median income of $85,629.

Best affordability in central Illinois

Woodford County's 12.7% ratio beats all comparison counties—White (16.0%), Whiteside (15.0%), Will (15.7%), Williamson (16.4%), and Winnebago (18.4%). Its combination of strong income and moderate rent creates the region's most balanced housing-to-income equation.

Ownership carries modest premium here

Homeowners pay $1,154 monthly while renters spend $907—a $247 difference—with median home values at $193,800. The strong median income of $85,629 makes both paths affordable, consuming only 12.7-16.2% of household budgets respectively.

Woodford County rewards relocating families

If you're moving within Illinois, Woodford County offers exceptional value with the state's best rent-to-income ratio and above-average incomes. Compare its 12.7% affordability ratio against other candidates to see your true savings on housing costs.

Affordability Calculator

See how your income compares to housing costs in Woodford County

$

Rent Burden

12.7%

of gross income

Max Housing (28% Rule)

$1,998

per month

Owner Cost Burden

16.2%

of gross income

You can likely afford the median home in Woodford County

Median home value is $193,800. Estimated monthly cost: $1,547 vs. your max of $1,998.

Rent Affordability Guide

Your rent-to-income ratio12.7%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Woodford County, Illinois?
Woodford County, Illinois has a median monthly rent of $907/mo and a median home value of $193,800. The affordability rating is Unaffordable, with rent making up approximately 26.0% of median household income.
What is the median rent in Woodford County?
The median gross rent in Woodford County is $907/mo. This is 8% above state average for Illinois.
Is Woodford County affordable?
Woodford County is rated Unaffordable based on rent-to-income ratio of 26.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Woodford County's rent compare to the state average?
Woodford County's median rent of $907/mo is 8% above state average of $837/mo for Illinois.
What is the median home value in Woodford County?
The median home value in Woodford County, Illinois is $193,800. This is 31% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.