Cost of Living in Logan County, Illinois
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Logan County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Logan County ranks #1,441 of 3,144 counties for affordability (top 46%)
Data Story
About Cost of Living in Logan County, Illinois
Logan County offers solid national affordability
Logan County's 15.0% rent-to-income ratio aligns with national affordability norms, despite a median household income of $64,188—14% below the national median. Lower local wages are offset by proportionally modest rent costs, creating fair housing value.
Slightly above Illinois average affordability
Logan County's 15.0% rent-to-income ratio marginally exceeds Illinois's 14.7% state average, positioning it as a moderately priced county within the state. Monthly rents of $804 undercut the state average of $837, though Logan's lower incomes limit affordability gains.
Competitive pricing in central Illinois
Logan County's $804 monthly rent ranks among the lowest in this analysis, undercut only by Lawrence County ($810) and Macon County ($797). Home values at $125,900 similarly position Logan as an affordable rural option compared to wealthier Lake County.
Renters face modest affordability pressure
Renters allocate 15.0% of a $64,188 median income to $804 monthly rent, while homeowners spend $907 (16.9% of income) on mortgages. Both ratios remain below the 30% affordability benchmark, though renters experience slightly tighter housing budgets than homeowners.
Budget-conscious families, note the value
Logan County delivers ultra-low rents and home values suitable for cost-conscious relocators, though lower median incomes suggest limited local job growth. Compare Logan's affordability to Livingston County's superior income-to-housing ratio.
Cost of Living Advisory: Logan County
Affordability Verdict
Housing in Logan County is affordable. The median rent is $804/month against a median household income of $64,188, putting rent at 15.0% of income.
Rent vs. Own
The median rent in Logan County is $804/month, while owner costs run $907/month. Renting saves approximately $103/month.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $32,160/year. For owner costs at the 28% rule, the required income is roughly $38,871/year. With a median household income of $64,188, most households can comfortably afford rent here. Notably, 27.0% of renter households in Logan County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Logan County sits 6% less expensive than Livingston County ($855/month) in terms of median gross rent.
Affordability Calculator
See how your income compares to housing costs in Logan County
Rent Burden
15.0%
of gross income
Max Housing (28% Rule)
$1,498
per month
Owner Cost Burden
17.0%
of gross income
You can likely afford the median home in Logan County
Median home value is $125,900. Estimated monthly cost: $1,005 vs. your max of $1,498.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
What is the cost of living in Logan County, Illinois?
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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