CostBy County

Cost of Living in Fayette County, Illinois

$798/mo
Median Monthly Rent
$130,700
Median Home Value

At a Glance

Median Monthly Rent
$798/mo
8% below state average
Median Home Value
$130,700
61% below national
Census GRAPI
31.0%
Median gross rent as % of renter income

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Stretched
Median gross rent is 30–50% of renter household income

These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.

How Fayette County Compares

Median monthly rent comparison

Fayette County$798/mo
Illinois Average$867/mo
National Median$1,413/mo

Detailed Housing Stats

$798/mo
Median Gross Rent
$130,700
Median Home Value
$737/mo
Monthly Owner Cost
31.0%
Census GRAPI

National Ranking

Affordability Rank

Fayette County ranks #981 of 3,142 counties for affordability (top 31%)

Most AffordableLeast Affordable

Sourced county brief

Fayette County Rent Burden Exceeds State Unweighted County Mean

The official median gross rent as a percentage of household income (GRAPI) in Fayette County is 31.0%. This figure is 4.9 percentage points higher than the Illinois unweighted county mean of 26.1%. Monthly median gross rent in the county is $798, which is $69 lower than the state unweighted county mean of $867. For owner-occupied units, median selected monthly owner costs were estimated at $737, while the state unweighted county mean for such costs is $960. The median home value in the county is $130,700, which is $22,320 below the Illinois unweighted county mean of $153,020. Household income for renters was estimated at a median of $37,346 per year. These figures are part of a snapshot from the American Community Survey 5-Year Estimates for the 2020-2024 period. See ACS table B25071 for the underlying estimate.

Cost of Living Advisory: Fayette County

Affordability Verdict

ACS B25071 estimates median gross rent at 31.0% of renter household income in Fayette County, which is between the 30% and 50% rent-burden benchmarks. This is a median percentage among renter-occupied units, not the share of households above a threshold.

Rent vs. Own

Median gross rent is $798 per month; median selected monthly owner costs are $737. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.

Income Needed

Using the common 30% budgeting benchmark, $31,920 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.

Regional Context

The Illinois unweighted mean of county median rents is $867 per month. Fayette County's $798 median is 8.0% below that comparison value.

Data version acs5-2020-2024 · Method cost-advisory-v2

Affordability Calculator

See how your income compares to housing costs in Fayette County

$

Rent Burden

15.7%

of gross income

Max Housing (28% Rule)

$1,422

per month

Owner Cost Burden

14.5%

of gross income

You can likely afford the median home in Fayette County

Median home value is $130,700. Estimated monthly cost: $1,043 vs. your max of $1,422.

Rent Affordability Guide

Your entered rent as a share of entered income15.7%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $60,944Needed: $31,920
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $60,944Needed: $31,586
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $60,944Needed: $30,417

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Fayette County, Illinois?
Fayette County, Illinois has a median monthly rent of $798/mo and a median home value of $130,700. The affordability rating is Stretched, with median gross rent equal to approximately 31.0% of renter household income.
What is the median rent in Fayette County?
The median gross rent in Fayette County is $798/mo. This is 8% below state average for Illinois.
Is Fayette County affordable?
Fayette County is rated Stretched using the Census median gross-rent-as-a-percentage-of-income measure of 31.0%. Median gross rent is 30–50% of renter household income.
How does Fayette County's rent compare to the state average?
Fayette County's median rent of $798/mo is 8% below state average of $867/mo for Illinois.
What is the median home value in Fayette County?
The median home value in Fayette County, Illinois is $130,700. This is 61% below the national median home value of $332,700.

Counties with Similar Housing Costs

Sponsored

Planning a Move?

Researching the cost of living in Fayette County, Illinois? Compare moving quotes from top providers and save on your relocation.

Compare Moving Quotes
Sponsored

Compare Mortgage Rates in Fayette County

Whether you're buying in Fayette County, Illinois, or refinancing, compare rates from top lenders using the terms each lender provides.

See Today's Rates
Published by the CostByCounty Editorial Team. See our methodology and corrections policy.Data build reviewed 2026-07-09; first published 2026-03-10.

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.

CostByCounty participates in affiliate programs. We may earn a commission when you use our links, at no extra cost to you.