Cost of Living in Crisp County, Georgia

$743/mo
Median Monthly Rent
$120,800
Median Home Value

At a Glance

Median Monthly Rent
$743/mo
20% below state average
Median Home Value
$120,800
57% below national
Rent-to-Income Ratio
35.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Crisp County Compares

Median monthly rent comparison

Crisp County$743/mo
Georgia Average$927/mo
National Median$1,163/mo

Detailed Housing Stats

$743/mo
Median Gross Rent
$120,800
Median Home Value
$806/mo
Monthly Owner Cost
35.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Crisp County ranks #2,907 of 3,144 counties for affordability (bottom 8%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Crisp County, Georgia

Crisp County's rent burden runs tight

Crisp County's rent-to-income ratio of 20.9% exceeds both the national average and Georgia's state average of 18.6%, indicating significant housing cost stress despite modest absolute rents. With median household income of $42,745—the lowest in this county set—Crisp renters struggle with proportionally heavier housing expenses than typical U.S. households.

Among Georgia's least affordable counties

Crisp County's 20.9% rent-to-income ratio ranks among Georgia's worst affordability outcomes, placing it in the state's bottom tier alongside Cook County. Low incomes paired with moderate rents create genuine affordability challenges for working families in this rural community.

Crisp's income-rent mismatch fuels burden

While Crisp's $743 rent approximates Coffee County's ($713) and sits well below Cook County's ($901), Crisp's lowest median income of $42,745—significantly below peers—creates the region's tightest rent-to-income ratio at 20.9%. This income-cost misalignment distinguishes Crisp as the affordability outlier.

Ownership offers 8% cost advantage

Crisp homeowners pay $806 monthly—$63 more than renters—on median home values of $120,800, presenting ownership as marginally more expensive despite lower absolute costs. Both options consume roughly one-fifth of household income, leaving limited budget flexibility for other essential expenses.

Consider neighboring counties for relief

Crisp County's tight affordability suggests exploring nearby Coffee County ($713 rent, 17.1% ratio) or Crawford County ($751 rent, 14.8% ratio) for meaningfully better housing-income balance. Remote relocation here demands higher income assumptions due to the county's wage-rent structure.

Cost of Living Advisory: Crisp County

Affordability Verdict

For renters in Crisp County, the market is affordable. Expect to pay around $743/month in gross rent, with 35.0% of renter households considered cost-burdened.

Rent vs. Own

The median rent in Crisp County is $743/month, while owner costs run $806/month. Renting saves approximately $63/month.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $29,720/year. For owner costs at the 28% rule, the required income is roughly $34,543/year. With a median household income of $42,745, most households can comfortably afford rent here. Notably, 35.0% of renter households in Crisp County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Compared to Ben Hill County where rent averages $692/month, Crisp County is approximately 7% more expensive.

Affordability Calculator

See how your income compares to housing costs in Crisp County

$

Rent Burden

20.9%

of gross income

Max Housing (28% Rule)

$997

per month

Owner Cost Burden

22.6%

of gross income

You can likely afford the median home in Crisp County

Median home value is $120,800. Estimated monthly cost: $964 vs. your max of $997.

Rent Affordability Guide

Your rent-to-income ratio20.9%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $42,745Needed: $29,720
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $42,745Needed: $34,543
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $42,745Needed: $28,113

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Crisp County, Georgia?
Crisp County, Georgia has a median monthly rent of $743/mo and a median home value of $120,800. The affordability rating is Unaffordable, with rent making up approximately 35.0% of median household income.
What is the median rent in Crisp County?
The median gross rent in Crisp County is $743/mo. This is 20% below state average for Georgia.
Is Crisp County affordable?
Crisp County is rated Unaffordable based on rent-to-income ratio of 35.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Crisp County's rent compare to the state average?
Crisp County's median rent of $743/mo is 20% below state average of $927/mo for Georgia.
What is the median home value in Crisp County?
The median home value in Crisp County, Georgia is $120,800. This is 57% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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